15. The following transactions shall not be included in the Total Number of Transactions:
a) Balance Transfer;
b) Cash Advance;
c) Flexi-Credit Plans;
d) Easi-Payment Plan purchases;
e) Refunded, disputed, unauthorized or fraudulent retail transactions;
f) Top-up transactions;
g) Payment of annual card membership fees, interest payments, late payment fees, charges for
cash withdrawals, goods and services tax and any other form of service / miscellaneous fees
using the Card; and
h) Such other transactions as UOBM may determine from time to time.
16. The Cash Back under this Programme shall not be awarded for the following transactions:
a) Balance Transfer;
b) Cash Advance;
c) Flexi-Credit Plans;
d) Easi-Payment Plan purchases;
e) Refunded, disputed, unauthorized or fraudulent retail transactions;
f) Top-up transactions;
g) Government transactions:
i. Alimony and child support;
ii. Fines by Court, government, state authorities or local authorities;
iii. Bail or bond payments;
iv. Payment of taxes to government; and
v. Payment to any government departments.
h) Alimony and child support;
i) Charity bodies;
j) Petrol transactions;
k) Cash and cash-based transactions;
l) Payment of annual card membership fees, interest payments, late payment fees, charges for
cash withdrawals, goods and services tax and any other form of service/miscellaneous fees
using the Card; and
m) Such other transactions as UOBM may determine from time to time.