what is this credit shield appeared on my statement?
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 Aug 7 2017, 01:47 PM
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Junior Member
269 posts Joined: Mar 2011  
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Aug 7 2017, 01:52 PM
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#2
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269 posts Joined: Mar 2011
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QUOTE(cybpsych @ Aug 7 2017, 01:49 PM) outstanding balance insurance. whats the purpose of it?if you didnt apply or agreed to it, call CS to cancel it immediately. ask them to waive off any charges associated to it. tell them you DID NOT GIVE CONSENT or AGREED for credit shield. if they being difficult, threaten them to report to BNM for their dishonest business practice.  i dont remember applied for it. am going to call to cancel. but just wanted to know more about how it works for the oustanding balance insurance |
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Aug 7 2017, 02:09 PM
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#3
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269 posts Joined: Mar 2011
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QUOTE(cybpsych @ Aug 7 2017, 01:53 PM) Thank you so much!JUst called the CS and cancelled the credit shield. Annual fees will be charged on my card starting Sept1. CS guy asked me to call in the next day to request to waive it. However, not all application will be successful depending on management approval. I was wondering if any of you faced any rejection on your CS waiver request? This post has been edited by Omega Z: Aug 7 2017, 02:09 PM |
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Aug 7 2017, 02:43 PM
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#4
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269 posts Joined: Mar 2011
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QUOTE(SzeMeng76 @ Aug 7 2017, 02:22 PM) What card u holding? UOB OneI just faced experience of not able waive UOB One Plat, so I just cancelled it. |
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Aug 7 2017, 02:47 PM
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#5
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269 posts Joined: Mar 2011
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Just curious.. what kind of info would the management see to determine whether you are eligible for the waiver?
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Aug 27 2017, 10:42 AM
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#6
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QUOTE(fruitie @ Aug 25 2017, 09:30 PM) Mine is next month but I won't do anything to it unless I'm being charged with AF, this is when I will argue back with them. Same too. They asked me to called them to ask for waiver., then wait for a few days to get sms for the confirmation of waiver |
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