What is not clear from T&C, if you meet the 16x swipe early on (say 1st day of month) and the pool runs out on 10th day of month, does your spending after the 10th day get cashback? Otherwise really like PBB, have to quickly spend 1st day to get cashback...

Especially difficult since Payonline spending not counted as online for YOLO if I recall.

This post has been edited by LostAndFound: Dec 14 2017, 09:22 AM

Well for convenience I guess can do the following:-

Pay RMX (your total bill for TNB) via some Shopee seller.
Pay RMY (your total Unifi bill) via TM's website.
Pay RMZ (your total telco bill) via payonline or your telco website.

And then swipe 13xRM1 on payonline for something or other (maybe your telco).

8% cashback on the 3 bills if all paid on the 1st =)

Still doesn't help with the multiple swipe requirement. Agree that its better than other petrol rebate scheme cards.

Chip burn out? From buying things online? Even if I shred my card I can still buy things online eh...


I want to know this as well.

If does not state 8/16 must be from certain categories than it should be 'any swipe'.

And for ease of bank calculation I think they'll do a running total. So there'll be a cutoff day at which the amount is exhausted. Let's say you have spent 14x with total RM500 spend by 8th of the month, you will get 5%. Other people at that point also got some cashback. If on the 9th you spend 2x more, but the cashback pool finishes on 8th, don't think UOB gonna be so tak han to increase your amount (and so have to deduct some cashback from latecomer).

Don't think too hard, basically.

No one here can confirm to you.

My opinion is, no way bank will be so generous to give you double cb in a month.

Just swiped 16x (15x at UOB Payonline, 1x for Airbnb booking). Hope this works....

My RM1 transactions done on 7th January just got email today that all unsuccessful with error message "unable to process". Anyone got the same?

This post has been edited by LostAndFound: Jan 10 2018, 02:21 PM

If RM2 successful I got no issue doing RM2 instead....

No one can answer you for certain, first month of new criteria.

RM625 actually...

Anyone able to do RM1 transactions on Payonline?

Thanks, only RM2 works then.

Odd, mine failed. Gonna try again tonight I guess.

Did you do exactly RM1 or RM1.01 or something else?

But if you own the shop, you're paying the 1.x-2% charge on the amount you swipe..... worth it? What if you don't win because some businessman decided it's a good time to swipe a few hundred k on some UT?