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Credit Cards UOB Credit Cards v8, YOLO feature change! Min 8 swipes p/m

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TSadele123
post Jun 22 2017, 03:47 PM

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QUOTE(Pink Spider @ Jun 22 2017, 03:22 PM)
When u cancel no need to pay the AF meh?

As per convention, what is already billed to you is your liability, patut kena pay.
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bank can waive. after all, it's bank's discretion. so dont use the card after AF charged, then they have no reason not to waive. we as customers did not use the facility, so, in a way, they should waive.
saitong09
post Jun 23 2017, 06:22 PM

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QUOTE(fruitie @ Jun 22 2017, 12:39 AM)
Yes but that's not their deadline. So they can give anytime they want. laugh.gif
Let's see when it will be credited for this month.
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Still not in sad.gif
vez
post Jun 24 2017, 12:43 AM

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QUOTE(saitong09 @ Jun 23 2017, 06:22 PM)
Still not in  sad.gif
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just 24 only biggrin.gif
galaxynote259
post Jun 24 2017, 12:33 PM

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QUOTE(Pink Spider @ Jun 22 2017, 03:22 PM)
When u cancel no need to pay the AF meh?

As per convention, what is already billed to you is your liability, patut kena pay.
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you can still request for waiver, this is a worldwide practice and the beauty of credit card
daniel7910
post Jun 24 2017, 06:18 PM

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QUOTE(nasiayam @ Jun 22 2017, 12:40 PM)
different cs officer will say different things

for citibank first fella i speak to say need to wait for the AF to be charge only can request waiver, then i call again speak to another fella he say terus can waive for me and it never appeared on my statement after my card anniversary

so always try to speak to diff ppl
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Yes.. for my Citibank cc, i do it before the annual fee charge, so it never appeared on my statement also.. smile.gif
daniel7910
post Jun 24 2017, 06:22 PM

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QUOTE(Pink Spider @ Jun 22 2017, 03:22 PM)
When u cancel no need to pay the AF meh?

As per convention, what is already billed to you is your liability, patut kena pay.
*
According to the CS, if i didnt swipe the card for any transaction after the annual fee charged,
then no need to pay the annual fee if i cancel the card.


cybpsych
post Jun 25 2017, 11:03 AM

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roythen
post Jun 26 2017, 07:44 AM

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hm.... i wonder where is the YOLO rebate... mys statement is out, but still dint got the cashback~~~
fruitie
post Jun 26 2017, 08:15 AM

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QUOTE(roythen @ Jun 26 2017, 07:44 AM)
hm.... i wonder where is the YOLO rebate... mys statement is out, but still dint got the cashback~~~
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Cash back of current month will be paid by following month's 30th. We still haven't got cash back for May yet.
I will expect it to be credited from 28th to 30th of this month due to Raya break.
syapl
post Jun 26 2017, 10:12 AM

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QUOTE(roythen @ Jun 26 2017, 07:44 AM)
hm.... i wonder where is the YOLO rebate... mys statement is out, but still dint got the cashback~~~
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Same here, just check this morning, havent get yet
enixcv123
post Jun 26 2017, 11:39 AM

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Mine even worst, the rebate havent in then i got finance charges somemore which i already paid before the last statement due date.
fruitie
post Jun 26 2017, 01:38 PM

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QUOTE(enixcv123 @ Jun 26 2017, 11:39 AM)
Mine even worst, the rebate havent in then i got finance charges somemore which i already paid before the last statement due date.
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This shouldn't be happening, call CS to clarify and reverse the charges if required. I have never got any financial charges through out my 7 years of using CC.
fruitie
post Jun 26 2017, 02:53 PM

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QUOTE(Awakensoul @ Jun 26 2017, 01:58 PM)
Guys I just wonder. Is YOLO card any good? I mean online 6% and 3% seems good, but if compare to PB Quantum cards, then PBQ wins hands down since no minimum monthly spending. Am I right? Or did I miss out something useful with YOLO
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YOLO max cash back is RM 50 while Quantum is RM 30 for online.
YOLO is 6% while Quantum is 5%. Other than that, Quantum should be better as no minimum spending. However, I have no issue hititng it every month and I wish I have more quota. laugh.gif
saitong09
post Jun 26 2017, 05:49 PM

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QUOTE(Awakensoul @ Jun 26 2017, 01:58 PM)
Guys I just wonder. Is YOLO card any good? I mean online 6% and 3% seems good, but if compare to PB Quantum cards, then PBQ wins hands down since no minimum monthly spending. Am I right? Or did I miss out something useful with YOLO
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Go for PBB VS if you qualified, better than Quantum and yolo
jensen87
post Jun 27 2017, 01:39 PM

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hi sifu, i have some questions here. my UOB One card they going to charge me annual fee, is there anyway to waive it? second question, if i spend on Hero Market do i have cash back 5% on the weekend?
fruitie
post Jun 27 2017, 01:42 PM

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QUOTE(jensen87 @ Jun 27 2017, 01:39 PM)
hi sifu, i have some questions here. my UOB One card they going to charge me annual fee, is there anyway to waive it? second question, if i spend on Hero Market do i have cash back 5% on the weekend?
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Call to waive and it's entirely up to bank's discretion and decision to waive or not but last I knew from this thread, it's quite OK when it comes to AF waiver.

Well, I believe it only applicable to those specified merchants as listed in post #1. Groceries is 2% right?

This post has been edited by fruitie: Jun 27 2017, 01:43 PM
jensen87
post Jun 27 2017, 01:54 PM

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QUOTE(fruitie @ Jun 27 2017, 01:42 PM)
Call to waive and it's entirely up to bank's discretion and decision to waive or not but last I knew from this thread, it's quite OK when it comes to AF waiver.

Well, I believe it only applicable to those specified merchants as listed in post #1. Groceries is 2% right?
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hi fruitie, good to see u here again. =)
i called them, they say will charge me this coming august.. then they say call them after they charge u in the bill.. shocking.gif
erm.. i shall try to use and see cause i normally use ikhwan for groceries..

very sad that they removed the BHP Petrol Smart$. no more 5%+2%+0.9% on weekend liao...
fruitie
post Jun 27 2017, 02:06 PM

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QUOTE(jensen87 @ Jun 27 2017, 01:54 PM)
hi fruitie, good to see u here again. =)
i called them, they say will charge me this coming august.. then they say call them after they charge u in the bill..  shocking.gif
erm.. i shall try to use and see cause i normally use ikhwan for groceries..

very sad that they removed the BHP Petrol Smart$. no more 5%+2%+0.9% on weekend liao...
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Yes, it can only be requested when it's charged to you. smile.gif

Then, why don't continue using Ikhwan for groceries as it's more lenient than UOB One and accepts all groceries merchants so long MCC matches with groceries MCC?

This post has been edited by fruitie: Jun 27 2017, 02:07 PM
keni988
post Jun 27 2017, 08:08 PM

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Dear all, I just received UOB one and PRVI Miles credit cards, are they annual fee waived? Just to confirm before I activate them.

This post has been edited by keni988: Jun 27 2017, 08:08 PM
fruitie
post Jun 27 2017, 08:15 PM

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QUOTE(keni988 @ Jun 27 2017, 08:08 PM)
Dear all, I just received UOB one and PRVI Miles credit cards, are they annual fee waived? Just to confirm before I activate them.
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It comes with AF but usually cards are first year free AF, best to check with CS if any amount required to spend to waive this year's AF. Some impose that kind of clause.

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