have amended the earlier comment wrt to insurance payment via online portal. if the payment is made via online portal, then would the payment eligible for cash back?

well, i have paid my unifi on 4th December and received sms that unifi got the payment in the same day...
however, in my Yolo card Unbilled Transaction, it didnt show any transcation for Unifi...
instead, got one unauthorized transaction of booking a hotel in singapore..

abit worry that the new unifi website is not secure...

can u guys check for Unifi transaction is in your Unbilled Transaction?

thanks fruitie...but my transaction is in MYR...

why yolo so hard to get waiver? appeal redi still the same. any idea how to get it waived for the AF? thx

what GST charge? GST charge for the annual fee?

normally they waive both annual fee and the GST tied to it together.

but UXB is a super stingy bank, always hard to get the annual fee waived. even can waive also not easy process.

Meaning that ONE card you swipe hundred or thousand per month, so it also difficult to waive?
But this ONE card very useful card, except for spending grocery (selected grocery only) quite not user-friendly at all.

Above from PBB thread.

Eg, pay bills @uobpayonline 16x rm39.10 = rm625.60 on 1st day of month should qualify for rm50 CB.

Damn s**t revised again Yolo. I guess UOB cannot tahan keep give cash rebate per month more than 10K citizen in whole Malaysia.

Then force us swipe at least 8 times per transactions.
I can't imagine your CC statement comes out a long list transactions of RM1.00. That is really funny each transactions RM1 with 3 or 4 pages of CC statement.

UOB think you are so fool playing like this "backdoor" of t&c with keep swipe (until card chip burn out) at least 8 times.

the change to YOLO is more ridiculous than PBB VS' upcoming reduction in cb.

At least PBB still maintain the cb mechanic for its VS. YOLO's change is literally changing the cb mechanic to be more like PBB's swipe campaign 

I wonder what was in UOB's out-of-the-world mind anyway? they expect YOLO ppl stay at home 24/7 make online purchases without going out? heck, it's not even YOLO type, more like NERD or house arrest 

At the least they still maintain the CB rate at 5%; not like CIMB.

同时天涯沦落人

May I know what is FCB?

what on earth are you talking about? 

he was referring to the cashback campaign by PBB. 10x transactions with RM50 each, could be eligible for RM50 cashback. this promo runs each week, most ppl try target 10x transactions on Monday itself.

1 month consists of 4-5 weeks, that's about 40-50++ transactions in a month; with possibility of 4-5 x RM50 bonus cashback!

O/T: SCB hates me, apply 3 times in 3 years all get rejected lol

Sis like i mentioned way earlier.
Can try for entry level card like PB Visa Gold, then only proceed with others PBB card.

Anyway i applied for PB Visa Gold for the purpose of BT 6 mths 0% at that time with min 6k per bank.

When PB quantum appeared, i applied and straight approved.

I check my online unbill statement... i find out anual fee RM90 been charged, and waived, but GST 5.40 still kene.. aih...

So long never use YOLO, just want to reconfirm:
If my online spend for December is rm300 n insurance is rm200, will I get 6% CB on d online spend which is rm18?

5% - u need 1k to hit
8% - u need 650 to hit

big difference

I think it is better to use MB2Amex to do online etiqa motor insurance payment of rm1000+ and get confirmed 5% CB +TP.

The new terms said it starts from 5th Jan 2018. I wonder how the logics work. Transactions from 1st to 4th not counted?

I am not sure if they gave it thought before they came up with new T&C. UOB staff please read.

Given how YOLO works right now and how it will work in the future, it really doesn't make sense that new T&C can start few days after a new calendar month. it has to be right on the dot on the first day.

anyway, i'm gonna maximise my spending this month. get another RM49 or 50 rebate, and stop using until i figure out how to swipe 8 times a month.

dec month statement, anybody get their Cash rebate for nov?

previous 2 months was 16th, this month still not in yet