Erm, does anyone here knows about 0% installment plan? What it is? I heard there's no any hidden fees (is it true?). I have read about maybank credit card installment fee ( downpayment at least RM1000, the payment period is 6-12 months ). Huh..need more info on this as I think it is better to pay monyhly (of cos if there isn't any interest n extra fees ) rather than pay one whole sum. What do u all think?