I no longer have savings Discipline on the other hand, never had so nothing to worry about there

what i meant is that i do hope guys stop being gullible about all those oh-so-lovely-loyal-ladies that always stand by the sides of their partner when shit hits the fan, ESPECIALLY when it comes to money. in fact, being in a relationship in and of itself is a transaction, heck why would a guy falls for a girl? either:- she's hot, sexy, knows how to cook, or something else, likewise, what makes the girl falls for the guys? perhaps its due to the guy's good look, strong financial power, etc....

so you get the gist, hell we all do. which is why courting nowadays are so much harder than when we're way back in the ancestor's age and shit. no good looks? ok, perhaps with the money, hopefully the poor dude can fix his face, no money? okay, keep on working till he gets richer/stable, until then, he'd better stop courting and starts working, unless of course if he intends to be single

Nothing is ever too late. Hard to have savings when your borrowings are already over-geared  You got some solutions for me? What do U do?

If by financial security, you meant hot dudes with all 5C's,fat wallet and powerful position then yeah, otherwise it's gonna take a while for guys to get eligible ladies and by a while I meant a goddamn long time...

and it helps in long term too, saw my former classmates that broke up and re-established relationships with her ex few times now, why? Because dude's rich as hell, he's not asshole, he's just less committed to her and yet he got many attention

winning the lottery genes and getting fat wallet does help you when it comes to relationships, you might be able to have nice moments with your gf, ups and downs, shared all those good and bad moments yada yada, but the moment a hot ass rich man with a wallet heavier than your backpack enters the fray, that's it man, she's gunning down on him, world works that way

There's no poor ppl only lazy, thats wat my mom told me
My dad are poor when my mom married him but she said my dad's is a horse and cow (I'm agreed with tat) that's y willing to stay by his side

Mom from pretty wealthy family while dad not much as he's the eldest and needed to start working age 13 help finance his 5 siblings. Dad said most of his meal are only ubi.. lol.. not sure got blow or not.

Managed to win her heart despite having 0 saving (due to help finance his family at young age), mom did said men's who take care of his families USUALLY good husband n father..this time manage to put proper meal for mom, and even if jz enough for 1 person, Mon said dad will gip all to her, himself again ubi.. lol

So after married awhile, dad got business plan and work few job jz to get capital for around 3 years.. while mom as a tutor.. finally able to start their businesses.. few years passby and my sis borned, so dad planned expansion. Again he planned gain more funding by working at nite. My mom heartbroken seeing dad keep getting home tired and occasionally fall asleep while waiting for dinner to cooked she decided to take out all her saving to help him

I asked why din help much earlier, she said she worry dad might not take the business seriously since it's easy money.. so many years passby and she saw dad still as hardworking as be4..  so the business bigger and dad pay back 2x the amount within 2 years..

I believe still got some girls are willing to stay by you although u are poor but not lazy..

And that's my point.. just cause one looks good on the outside, doesn't mean he's that loaded. It's all about perception, and image and how he carries himself

There's no problem going out with someone who's still driving the RM3,000 Saga; but I would want to know what he's done with all the $$ he's earned?

Technically he needs about RM1,050,000 in REITs paying a constant dividend of 5% per annum assuming the car is RM285,000 borrowed at an interest rate of 3.5% for 7 years. This is without considering timing of dividends because instalment needs to be paid per month while dividends only come in once every 3 months.

Thing is, Y the need for an Audi TT when a Saga will do its job just fine? Imagine the stuff he could do with the $$

I still drive a 1999 Iswara

Unfortunately I don't have whatever equity and knee deep in debts

Hello.. nice to meet you [wanna go out for a date?]

I totally understand where you're coming from but the point of the matter is that there are different classes of people. Some people are contented earning RM5k p/month whilst others earning a lot more tend to feel they aren't earning enough. Of course, the important thing is to spend based on how much you earn and of course the life experiences and the things you do will attract different kinds of woman.

I just be myself. For example I like fashion but Im not going to wear loud branded clothing head to toe. Maybe just a gucci polo but everything else is plain. Or everything plain with a Rolex. If they know they know.

I find girls who chase all these stuff and try to flaunt to be a big turn off. Or people who like to flaunt in general. Seems like ur overcompensating for something.

And yeah definitely proud of my Iswara (especially after gotten a trophy for a grassroot time attack event with it hehe)

Oh man...

So what can i do in this situation

She expect something like 20k gift like once a year

Anything is equivalent that precious but doesnt need to spend until 20k?

Because of my sweet talking.
Im regret now

She rmb my words

Thats why she said “i not always ask u to buy, just 1 year 1 time, is it that hard?”

Your point is to frighten the gf?

Then what is the rational amount?
Lols i dont have that much why would i step up that much? If i fail how?

.... and is personified in reality as his left and right hand.

.

So my answer is: sometimes it's left hand, sometimes it's right. But sometimes both hands join in for threesome party.

If you accidentally read his threads, you will realise that he has A LOT of amoi issues. So kaki mari pun I tak tau.

VOLTRON!!!
Money for companionship is called escorts services. Or prostitution. Or as /k understands it as "cheonging". Or there are also sugar babies.

Not that there is anything wrong with the above activities. But it isn't dating, and you are unlikely to marry them.

A stable relationship costs a hell a lot more than just money.

Thats not the question you should be asking.
What u should ask is :
You have a hard life, why would you want a girl you love to tag along and experience hardship just like you?

Love is not “i love you sincerely”
Love is “I love you and I want the best for you even if were not together”

First if all, I dont believe in that song
And I don’t celebrate christmas