Hi All,

I'm currently also in the midst of choosing a medical plan, lonpac is one of my shortlisted plan.
As most of other has highlighted the point about the claim procedure, which think should be quite direct if we are admitted to hospital, if the medical card is recognized by the hospital it should be no problem to settle thefor medical bill.
However, how about those follow up (before & after hospitalization) medical & doctor consultation claim? Especially if we don't purchase the policy through the insurance agent, how should the claim make? Is it complicated to do the claim? Anyone with experience can advice?