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 *LONPAC insurance medical card*

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Avangelice
post Feb 27 2017, 04:01 PM

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QUOTE(ohchin @ Feb 27 2017, 11:19 AM)
Hi, good day. I am interested in buying the medical card from lonpac insurance company. Mind to know anyone here selling or know someone selling lonpac insurance? is there any reviews from this company? thanks! wink.gif
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Why choose an insurance company that nobody hears of when there's so many reputable companies like prudential....well minus the sales oriented agents
Avangelice
post Feb 28 2017, 08:51 AM

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QUOTE(ohchin @ Feb 28 2017, 08:44 AM)
haha, budget problem. n yea, dun like the too sales orienated company, whereby when come to claim part very diff  laugh.gif
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if you got budget problem go for this

https://www.fundsupermart.com.my/insurance/

you still purchase insurance under major insurance companies but minus the agent fees. I'm getting 30% commision from agent fees back to me in a year. I think this is the future where you can buy insurance online without the need to go through agents and best of all you go to pick what you want, what you need not what agents think you should get
Avangelice
post Feb 28 2017, 09:09 AM

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QUOTE(ohchin @ Feb 28 2017, 08:57 AM)
oh, thanks for ur help~! anyway u using prudential medical card? or mind know which brand ya? so that website is reliable rite since u got 30% bc? sorry cz never heard of this website before. i am dummy in this tongue.gif
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there's a thread over in finance about it. it's a unit trust provider that spans from Hong Kong, Singapore, India and Malaysia. ta subsidiary under iFast Corp based in Singapore. very legit.

I used to have Prudential medical. twas paying 250 for medical and I informed my agent I want to increase my coverage she go sign me up for a investment linked plan that shot up my premium to 350 a month. that pissed me off because I was still under covered.

so I got upset. surrendered my policy and straight away got a medical plan for 250 myr a month and am now covered up to 1.5 million for medical fees under MCIS. go over to the about tab on the left side and you will see why this is better
Avangelice
post Feb 28 2017, 09:36 AM

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QUOTE(ohchin @ Feb 28 2017, 09:28 AM)
oh wow sounds like not bad if can get back 30%!! really lots!!  drool.gif  yea really dun like agent who like to simply upgrade the plan =.= ok, i will check it out then~ thanks ya for ur recommendation! smile.gif
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Yeap getting 6k from agent fees. now you know how much they get from our insurance and they do jack shit accept calling us to upgrade premiums.
Avangelice
post Aug 3 2017, 01:37 PM

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QUOTE(PLOUFFLE @ Aug 3 2017, 01:22 PM)
what company and medical plan you buy???/

only lonpac have unlimited icu room
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before buying remember to check how vast is lonpac coverage. how many panel hospitals near you. can it cover you internationally and so on and so forth. sure you get unlimited icu but only covers Putrajaya hospital while you stay in Klang sure gg. make sure it's accepted everywhere before buying.

I got MCIS because the medical coverage is better than Prudential

 

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