QUOTE(knwong @ Apr 3 2017, 11:08 PM)
Got such thing? Can't claim motor insurance?
I thought their third party insurance is to cover you in case accident
QUOTE(ck.chunkeat @ Apr 3 2017, 11:37 PM)
Yea, as long as they have 3rd party insurance then i should be able to claim from his insurance. But the police officer was like damn sure that cars can't claim motor's insurance. Probably cause normally motors dont get insurance? Not sure..

Here's what I know about not being able to claim against a motorbike's insurance.
Please correct me if others know more about this.
GENERALLY, when a car is involved in an accident with a motorbike (or a pedestrian), the wrong party is assumed to be the car.
If go police station to report, the car will get a summon.
That's why the police officer said that the car cannot claim against the motorbike's insurance.
If the biker is a gentleman / gentlewoman and offers to settle, better to just accept it.
So, why the heck does a motorbike buy a 3rd party insurance cover?
I'm guessing it will be useful if the accident case escalates to the courts and the motorbiker loses the case. Then the insurance can cover the loss.