Which top 3 companies? Can share?

Alamak, Allianz is not in the listing

I bought standalone medical card before with AX_ , and offer me deductible option.

My case:
My company provide GHS cover up to RM20k. And I buy another standalone medical card AX_ and accept the deductible option, which is first RM20k will cover by my company and afterward will cover by AX_. The problem is AX_ did't provide me "Insurance Card" I have to pay first if anything happen and exceeded RM20k. My agent didn't tell me in advance. I like...

Please double check before you commit this so call deductible option, just sharing


Haha. I know just kidding

100% agree on this statement.
I have terminated the AX_ policy after the period expired as it is standalone and renew yearly.
Medical expenses is unpredictable and expensive, RM20k GHS provided by my company actually is nothing. Thus I have opted for proper coverage and High Annual Limit insurance policy.
I'm not saying that AX_ is not good, I just too lazy to read the T&C at that time when I sign the policy, I made a big mistake.

Just sharing. Cheer.

Hi, would like to ask:

My friend has used the company's GHS card and exceed the annum limit (RM35k in one bill and exceeded RM3k), can he claim this RM3k under his personal insurance?

And as I know pre-hospitazation 45days before is claimable. But the bill already charge to company RM2,500 in total (As company outpatient medical is RM2k per annum, but exceeded RM500+ and company request him to pay back RM500+ to the company). Can he claim this RM2,500 or RM500 from his personal insurance?
*The original bill and receipt is with him now.
*The bill is charging to the company name not his name.

TQ TQ

Thanks for quick reply. Will ask my friend to submit the original bill and orignal receipt liaise with his personal insurance agent.
TQTQ