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 Insurance Talk V4!, Anything and everything about Insurance

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lkoky
post Feb 27 2017, 01:55 PM

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looking for a life insurance.
42yo
non-smoker
office worker

looking for a payout of 500k ~ 1mio
dont want investment/saving linked.

lkoky
post Feb 27 2017, 01:57 PM

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QUOTE(lifebalance @ Feb 27 2017, 01:56 PM)
Why not investment linked?
*
just need insurance.


lkoky
post Mar 1 2017, 09:17 AM

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QUOTE(adele123 @ Mar 1 2017, 08:37 AM)
AIA sent out last november. I received it... biggrin.gif

anyway, it's normal since to be fair, medical expenses has increased, claims have increased hence your premium has to increased. it was in the news (from social networking) that a few of them are doing it. allianz, aia, ge. i am sure there are others that was not shared or i missed out from the news.
if you sit down and calculate the cost, investment-linked is still a good option (easier to change Sum Assured, though other non-IL products still do-able but with t&c)

don't rule it out, but ensure you have all the options available from your agent. (ie. remember to ask your agent quote you a term life insurance, usually they don't sell this kind of product, so request specifically)
*
thanks, will do
lkoky
post Jun 8 2017, 09:25 AM

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Any prudential agent? interest to know more about PruWealth,


Age 42
Male
Non smoker

500k term life
500k critical illness


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