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 Insurance Talk V4!, Anything and everything about Insurance

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OptimusStar
post Oct 20 2017, 10:38 PM

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I have an existing GE policy and i have an inactive agent. I would like to upgrade with GE on the existing policy but i have this agent issue. How should i proceed with this? Seems like better go over another insurance company instead.
OptimusStar
post Oct 20 2017, 10:41 PM

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QUOTE(lifebalance @ Oct 20 2017, 10:39 PM)
Inactive meaning he's still in the business but not servicing actively or he's no longer in the business and his up line is servicing now?

Either way you'll have to get your agent to recommend you the upgrade otherwise abit hard to move on.
*
Cant i directly work with customer service, this agent is not responding to my calls and messages and I have no idea who is the upline.

This post has been edited by OptimusStar: Oct 20 2017, 10:41 PM
OptimusStar
post Nov 12 2017, 01:55 PM

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Hi all,
I have a question, my wife has a ILP with AXA Affin whereby she has purchased as class 3 occupation. Now that she have changed her occupation to class 1, can we redeclare and get lower premium rates or do we have to purchase a new policy ?

OptimusStar
post Dec 20 2017, 12:52 PM

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I see so more riders means more cost of insurance, but then is this cost of insurance same through all the company ?

What i am saying if , company A has a plan with 5 riders , and company B has a plan with 3 riders, does it certainly means the premium is higher in company A?
Or can it be even with 5 riders, company A has a cheaper COI therefore when you add the total for 5 riders still can be cheaper or equal with company B plan because the COI in company B is higher/more expensive.
OptimusStar
post Sep 5 2018, 05:32 PM

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Government hospital are not bad to be honest. Most complicated issues are generally handled by them passed on by private hospitals.

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