Hi Roy, I'm referring to ILP and Nepal base camp for example.
Thanks.

Not much mention on Hong Leong Assurance - medical/life insurance. Wonder why is it not as glamorous as other companies..

I think HLA mostly focus on investment-linked plans

they focus on investment-linked/endowment. unless you initiate to ask them about medical.

whats the average price of a medical card for a 16yr old, male? pure medical, no investment or life insurance linked. annual limit of 70k.

Dont pm pls, pls share here~

About RM701 yearly for 100k?

https://www.aia.com.my/content/dam/my/en/do...Med_Regular.pdf


Attached thumbnail(s)

Actually is the HLA Wealth Invest so called savings plan same as endowment plan ?

From what I understand, that should be considered as endowment plan. Not so sure about that but from the criteria, it seems to be that way. As far as I know, usually we can attach some other stuffs to supplement the plan i.e. Medical Card, Personal Accident etc. Consult your agent if you have one, that'd be safer I guess. Hope this helps though!

Between RM700 to RM800 annual premium.

The term endowment is too general i will say. Layman term is savings plan. Anyway, the terms are always mixed up when being used also.

I won't be able to comment unless there is a product disclosure to read up. So I rather not to assume all products are the same

Allianz Malaysia unit launches 3H Cover to tackle “3 Highs”

http://www.theedgemarkets.com/article/alli...-highs%E2%80%9D

KUALA LUMPUR (Oct 6): Allianz Malaysia Bhd’s subsidiary Allianz Life Insurance Malaysia Bhd (Allianz Life) has launched its 3H Cover which offers a lifeline to those who currently experiencing “3 Highs” – high cholesterol, high blood pressure or a high Body Mass Index (BMI).

In a statement today, Allianz Life said Allianz 3H Cover supports a good health and encourage an overall improved health and wellbeing.

“Having high cholesterol, high blood pressure or a high BMI may be a deal breaker if you were looking to buy the protection plan. (But now it is) not anymore,” it said.

With Allianz 3H Cover and its rider 3H Critical Cover, those with the “3 Highs” could take up a protection plan up to age 85 against four key critical illness conditions (heart attack, stroke, cancer and kidney failure), death as well as total and permanent disability (TPD) before age 65.

“Up until now, it wasn’t easy to get insurance coverage if you had pre-existing conditions such as the “3 Highs”. There is a chance where you will be turned down outright by insurers.

“The problem was staring right at us and that is why we came up with Allianz 3H Cover,” said Allianz Life chief executive officer Joseph Gross during the launch today.

Allianz 3H Cover also offers a complimentary added coverage where customers will receive a 50% increase in their death and TPD coverage and the ability to upgrade their critical illness plan to the full, comprehensive 36 critical illness plan if their “3 Highs” are back to normal.

That was quick! 🤣

Manulife Insurance Bhd launches its maiden online sales platform that offers commission-free protection products.

wonder how this works...

will have to wait and find out. My assumption is most likely to offer term insurance just like every other insurance company in view of the new BNM framework

yeap, hope so too! it's a good start though.

nice update bro!

buy house, what insurance to buy to protect mortgage?

Life insurance & critical illness

Life insurance



Another compulsory insurance would be house owner policy which is fire insurance which normally your bank will purchase for you.

You can add on to cover for house content, burglary, flood, etc

lifebalance

i have a friend that has AIA policy. his agent told him that cannot add the medbooster rider on the existing policy as a upgrade. can only get a new policy with that new rider. is it true?