:thumbsup:
ya lor,....i am wonder that too, for he has in June he already mentioned "at all time super high"....
what encouraged him to "dump all into Principal Greater China"?

perhaps his "All" is just 1% out of his pool of investable money? 

haha same for me. Seems to be quite agressive butif he has 2million ringgit in EPF account then no problem. We shall let him updating us whether this strategy will work or not after 5 years. ^^

I think it is difficult to replicate the return because:
a) how many funds are there able to generate return more than 10%PA for the last 10 years? Many can generate exceptional return for few years but consistently to get 10%PA for 10 years is pretty difficult.

b) Are we overly optimistic on the market? can we expect the fund price to go up 10-20% every few months? Is it realistic?  Even individual stock hardly able to achieve it.

c) What happens if the fund price goes down by 5 or 10%? Cut loss of mutual fund? This is totally new to me. So in March 2020 I should cut loss all my stock and mutual funds? I would then lose the chance enjoying the gain post March 2020. Time in the market beats timing the market.

d)  2020 is an unprecedented year. If you buy before early 2020, you are likely still having a decent gain till now. If you lucky to time the market by buying after COVID 19 and enjoyed the quick and super profit due to excess liquidity, would it be the same for the next few years?

e) Check out the talk by FSM Malaysia general manager Wong WeiYi this morning. Many new investors are overly optimistic (greedy) recently. They haven't "taste" the downside of the market yet.

I dont get a share if you gain but I feel sorry if you lose money and thats why I share my humble opinion here.  Don't shoot me please. peace 

Personally I am doing "boring investing style" - DCA monthly aiming return of 8-10% PA.

1) Affin Hwang World Series - Global Disruptive Innovation Fund
    MYR Hedged = 12.5%
2)United malaysia fund=19.25%
3)amdynamic bond=16.635%
4)amanahraya syariah trust fund=14.45%
5)am china a shares myr-hedged=12.5%
6)principal islamic lifetime enhanced sukuk fund=16.41%
7)interpac dana safi =7.5%

Just now saw this fund. AFFIN HWANG GLOBAL SUSTAINABILITY FUND.
Target fund= ALLIANZ GLOBAL SUSTAINABILITY FUND.
but sales charge still 1.5%.

Anyway still waiting for affin hwang next generation tech fund.

So many pages talked about angpow but no pic.

Here's mine. Bullish angpao from FSM to Sarawak

[attachmentid=10768022]
I think they sent it together. I received mine last week (I opened up my mailbox on Sunday)
Also I think it depends on the delivery efficiency. In 2019 I got it weeks after CNY. Last year and this year was quite fast.

hi, anybody with fpx payment issue ? unable to select bank

On that matter... All 3 us mkts index dropped 1.5 to 2% now...plus 0% sc promotion.

0% SC cut off date is 3 pm on Friday. If I pay by FPX tomorrow can I still make it ?

Today market really crush but unfortunately we can't buy in today's pricing

Or

Fsm open for operation?

It will be based on the fund house you are buying from. FSM can backdate if the fund house is operating and updating prices.

From FSM:
There will be no pricing on Malaysia Public Holidays and Fund Holidays declared by individual fund managers. Pricing of the funds will be resumed on the following business day.

Just topped my my holdings when 0% SC .
1) RHB SHARIAH CHINA FOCUS FUND = 2 x initial inv.
2) AM CHINA A SHARES MYR HEDGED=1.5x initial inv.
3)AFFIN HWANG GLOBAL DISRUPTIVE = 3x initial inv.

*initial inv =initial investment

Bought new fund.
1) PRINCIPAL GREATER CHINA EQUITY FUND.

I could save few hundred bucks by this 0% SC PROMO.
But current market situation in US & CHINA make me worry.
due to my wrong timing investing in it?
Did I make a good move or I should have wait a little longer before putting in some $?
Share your thoughts guys.
Suggestions most welcome.

Still HEAVY in China?   

China stocks post biggest drop in over 6 months on policy tightening fears
MARKETS - Thursday, 28 Jan 2021

SHANGHAI: China stocks slumped on Thursday, with major indexes posting their worst drop in more than six months, hit by investor concerns that policymakers may be starting to shift to a tighter stance to rein in share prices and property markets.

China's short-term money rates climbed for a fourth straight session, with some key tenors approaching the higher end of the interest rate corridor, as tight cash conditions persisted and market worries over a switch in authorities' policy stance mounted.
https://www.thestar.com.my/business/busines...ightening-fears

get out while you can or die hard fans?
 

r u sure u miss?
jgn2 next week lagi besar punya datang , pastikan u bertahan 

Tomorrow when u wake up, may be it is red again... it is too early to judge now

its really incomparable for me as for SAMY you totally do not have power to manage it instead of believe it