Duly Noted, thanks Mr.j.passing.by. 
Wow, thanks for the in-depth explanation and the shared links. Number 2 and 4 seems reasonable, really appreciated it Mr.Ramjade 
and also, I think I should do both (sit tight and put more in, i guess), thanks again!
Yeah, Dividend Distribution thingy, thanks for the advice Mr Capt, will definitely keep monitoring it from now on. 
Very Interesting point of view, Mr j.passing.by. True enough, I guess hence the saying goes 'History shows that Time, not Timing is the key to Investment Success'.
Point taken, I will keep IRR in mind whenever I receive any money from now on. thanks. 

Wah lucky. Almost pulled the trigger before the announcement

Kenanga Growth Fund seems to have dropped heavily recently, not sure if good timing now to jump on board while low

Yes you can. i am actually working in Malaysia. I transfer funds using Instarem/Sunway Money to CIMB Singapore account. However both FSM Malaysia and FSM Singapore operates separately. However you can also remit money straightaway to FSM Singapore, the customer service is very friendly and they will immediately respond to you.

Actually 90% of my unit trust is in Singapore for 2 simple reasons : i) zero sales charge, ii) Much more choices for types of funds.

Even the 4G that someone mention earlier, i bought in December and now is almost 10% return. Blackrock is around 8% because i top up in January. I also own Nikko Ark Innovation Fund in Singapore.

The free RM100 CMF2 credit already credited.