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FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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markedestiny
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Oct 15 2018, 01:54 PM
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QUOTE(kart @ Oct 14 2018, 10:10 PM) Sorry, off topic a bit. Have you reconsidered Singapore Savings Bonds? Back then, you strongly discouraged me to invest money in Singapore Savings Bonds, because we can get higher dividend and capital gain via S-Reits and Singapore Shares. Now, your tone seems to suggest that in view of volatility, you keep your spare SGD cash in Singapore Savings Account. Since it may not be right time to buy more shares in S-Reits and Singapore Shares (waiting for market crash), Singapore Savings Bonds can be a viable option for the time being. Anyway, you certainly have better ways, than me, in investment. So, just disregard my opinion, if it is not suitable for your situation. No offense intended.  I was about to ask Hansel what about putting his idling SGD into bonds and you responded. Agreed it is better to park temporary in bonds while waiting
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markedestiny
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Oct 15 2018, 02:00 PM
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QUOTE(Ancient-XinG- @ Oct 15 2018, 01:46 PM) increase rate will bring "unhappy" effect bond fund... isn't it.. Can consider going for short-term bond funds?
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markedestiny
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Oct 15 2018, 02:06 PM
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QUOTE(Ancient-XinG- @ Oct 15 2018, 02:02 PM) yup! any recommended short term BF at the mean time? have you not read showtime747's advice about dying in your own decision rather than others?
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markedestiny
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Sep 23 2020, 10:04 AM
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QUOTE(GrumpyNooby @ Sep 23 2020, 07:48 AM) Gold lingering at 1900 level. Anybody into AmPrecious Metal? I have entered into this fund last week after selling off my Principal Greater China followed by Principal Global Titan at their peaks several weeks ago. From the chart comparison from other gold mutual fund (RHB), I think this has good performance historically and could gain from the weaker trend in the USD going forward...
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markedestiny
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Sep 23 2020, 01:56 PM
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QUOTE(abcn1n @ Sep 23 2020, 01:36 PM) Do you expect the market to drop further from today seeing that you sold off your Pincipal Greater China and Principal Global Titan several weeks ago? My own perspective - yes I was expecting the market i.e. Chinese and global (US) to drop when I sold them at peaks and is still watching out if a bigger market correction would take place or not, in 'near' term... If your two funds above are in the red now, do hold otherwise you would realised your paper loss... I sold off these two because I had very good profit margin of 40%+ & 25%+ and these funds are purchased under EPF scheme. I don't use cash to buy mutual funds as I thought have better use cash to buy stocks I will buy these two funds again when the price drop around or below the price around 23 March 2020, which could only happen when a bigger correction takes place if any.
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markedestiny
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Sep 23 2020, 03:32 PM
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QUOTE(abcn1n @ Sep 23 2020, 03:05 PM) Thanks. I sold most of it on Monday and on Tuesday the price rise. Sigh! Wow, you really aiming for that low price. It may never come and if so, your money will be stuck in EPF or will you change your view and buy at higher than the 23 March price? Well if the price never comes by the end of my expected period i.e. before end of the year, I would definitely review my investment bias again and change accordingly as I always want to stay flexible and be open to other opportunities. While waiting, I check out other and invest in other funds as I have mentioned in previous post. Also I am not in a hurry to get back into these two funds as the gains are already locked back into my EPF which will still grow my holdings securely via dividend distribution albeit slowly... Pls know that the comments are just my own perspective and I could make mistake in my view about selling, so DYODD ya. Also ppl shouldn't enter and exit mutual funds like stock market like I do  But I can't help myself not to, especially if I knew of headwinds that would cause these funds would fall off their peaks from macro perspective
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markedestiny
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Sep 23 2020, 04:21 PM
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QUOTE(abcn1n @ Sep 23 2020, 03:47 PM) Thanks. Yes, agree with DYODD. I also feel market will drop further but my problem is with timing--when will it drop. Don't know where to park funds now that FD is so low. What scares me is if FD will always remain this low or will it ultimately rise again after a year or two. I need at least 4-6% return per year. Do you mind sharing what funds you currently have beside Am PreciousMetal fund? You can check out some bond funds which are lower risk & screen for those which typically give you the return that you wish...there are some which gives average of 5%+ YTD whether that continues or not, you need to check for yourself.. BTW, pls note that precious metals being commodities are not mean for long term holdings, perhaps 2-3 years, so know when to exit...
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