Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
batman1172
post Nov 21 2023, 02:33 PM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
QUOTE(MUM @ Nov 21 2023, 01:15 PM)
Just 1 usd less for 1 000 usd. (0.1% extra)
For that rate, i will just not waste so much time looking around.

Just like I go city center looking for car park.

Some would go searching for free parking space, I would just pay rm5 per entry for the convenient and can start enjoying the shopping life
*
hahaa this one I agree.
invest 1k USD everymonth without fail for 30 years. that's the important part. I'll pay the fees and let someone else do the work for me while I go fishing.
batman1172
post Dec 15 2023, 04:03 PM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
QUOTE(virgoguy @ Dec 14 2023, 04:16 PM)
ya still losing -65%. That why I am still thinking whether it is worth to hold on or just switch it out for other fund
*
You could sell it and DCA into one of those ETF in the likes of VT or VOO. Might make more money even after paying 30% WHT on dividends. Unfortunately they don't sell VWRA or CSPX.
batman1172
post Feb 13 2024, 09:37 AM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
QUOTE(GregPG01 @ Feb 12 2024, 07:19 PM)
https://www.fsmone.com.my/bonds/ipo/factshe...reLaunchId=3740

Indicative Price / Yield
5.30% area

Tenure
Perpetual

Years to Next Call
4Y 9M

Min. Investment (Nominal)
MYR 25,000

Only bought bond funds before. First time looking at bond express.
Any opinions in this ? It's 2% PA higher than money market.
Thanks.
*
It’s unsecured. You sure? For high yield unsecured, I’d go for a diversified fund or etf. Secured or first lien then ok.

batman1172
post May 14 2024, 03:28 PM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
QUOTE(melondance @ May 12 2024, 07:46 PM)
Now that Wise increased their transfer fee for ACH (USD local to USD international), if FSMOne do let us access LSE ETF (to avoid paying 30% WHT), it wouldn't make much sense to use IBKR anymore...
Furthermore, after doing currency conversion MYR > USD > MYR, it seems like Wise only a tiny bit cheaper than FSMOne.
*
I think only Singapore FSM got LSE. Malaysia takde
batman1172
post May 15 2024, 02:40 PM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
QUOTE(melondance @ May 15 2024, 02:05 PM)
Personally, majority of my holdings are in FSMOne. Only starting to deposit into IBKR 2 years ago for its Irish Domiciled ETF, if FSMOne release LSE ETF support for Malaysia platform, I would really prefer to have a local broker with office. If anything happens to me, I hope the process is as simple as possible.

Furthermore, it is really really simple to deposit and withdraw from FSMOne, and the withdrawal from MYR cash account is instant too... The FX saved from using Wise or CIMB SG method shouldn't cause much loss to your wallet if you buy and never sell.
*
When LSE come to FSM Malaysia? Already got in Singapore

batman1172
post Aug 13 2024, 09:34 PM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
I use to buy unit trust. Cheaper than using public mutual
batman1172
post Apr 14 2025, 02:54 PM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
QUOTE(terriblyrawtea @ Apr 14 2025, 01:37 PM)
this is a game-changer. Seems like they'll be the first local broker to offer LSE.

Really looking forward to this.
*
Why is it so hard to get LSE for a Malaysian brokerage ?
batman1172
post Apr 16 2025, 02:41 PM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
QUOTE(terriblyrawtea @ Apr 14 2025, 06:31 PM)
if i had to guess, probably not lucrative enough or fees too high for brokers to justify opening up to users.
*
You’re right. Look at the fees charged by utrade Malaysia.
batman1172
post May 23 2025, 02:13 PM

Regular
******
Senior Member
1,362 posts

Joined: Sep 2013
QUOTE(damien5119 @ May 23 2025, 11:36 AM)
vua or cspx for rsp?
*
CSPX due to its fund size bigger. Personally I time the market so I’d go CSPX. But doing RSP maybe VWRA and chill better idk…

 

Change to:
| Lo-Fi Version
0.0708sec    0.33    7 queries    GZIP Disabled
Time is now: 2nd December 2025 - 04:48 PM