Feb 20 2018, 05:43 PM
QUOTE(lolwei @ Feb 20 2018, 04:36 PM)
Very appropriate username haha. 
Forgot to mention that I already have set aside close to RM7K already as my emergency (3k in FD which I consider can use also).
Really just looking at what I can do in terms of UT with 4k.
I think first thing first is looking for the right funds that fits your risk appetite. Go research and select a few funds that you're interested in.Forgot to mention that I already have set aside close to RM7K already as my emergency (3k in FD which I consider can use also).
Really just looking at what I can do in terms of UT with 4k.
FSM min purchase is RM1k if I'm not mistaken. So you can either select 4 funds, or go for less funds.
Read up more on FSM, they have details on the risk profile of the fund. Take a look at the fund fact sheet before investing.
Another strategy is choose a fund you want, then spread your investment over a few months, to prevent loss due to sudden spikes. (weighted average cost method)/
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