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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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Obi Munchen
post Nov 2 2017, 10:20 AM

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QUOTE(missfarren @ Nov 2 2017, 09:54 AM)
for new fsm account opening got promo rate right?

any suggestion on what funds to buy? looking by 3-5k.
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would you at least scroll the page and have a good read of this thread first? i'm sure there's a lot of info and your answer in it.
Obi Munchen
post Aug 27 2018, 03:10 PM

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hello to all sifus out here, notworthy.gif

i really need you all advises and opinion. i have to say i'm pretty noobs in this UT investment and my early phase of this UT world didn't seem to go into the right way.

pleasee, what shall i do now?..shall i sell or hold? my portfolio didn't seem very encouraging.




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Obi Munchen
post Aug 28 2018, 09:45 AM

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QUOTE(ChessRook @ Aug 27 2018, 05:03 PM)
I think you should hold. You just suffering paper loss due to an orange at the white house. When he is gone, those china stocks will pull you ahead. You portfolio looks very aggressive and concentrated into asia.

I also notice you did not diversify into

1) US stocks. US stocks is having a bull run and should have helped your port stabilise a bit. Or alternatively you can invest in global shariah compliant funds which tends to focus on the US  anyway.
2) you might want to go into islamic bonds eg rhb islamic bonds also.
3) might want to look also at other shariah compliant malaysian equity that is less volatile than interpac dana safi and pmb shariah aggresive.

The most important question is this: are you happy with this aggresive port? In good times, it will be number 1 but in bad times it will also be number last with heavy losses. We are now in a trade crisis. Can you wait till good times? If yes, just hold and wait. If not you make a mistake in not matching your risk profile.

A) go to fundsupermart and find out US and Malaysian shariah compliant UT funds. Find a high sharpe ratio.

A) Go to https://my.Morningstar.com/ap/main/default.aspx

Register yourself and try the xray analysis of your new port. You want to find funds that do not correlate with each other. Remember to change to myr at the link see page 255 of this.
Remember to DCA when rebalancing. I am also not sure it is a good time to buy the overpriced US funds. When Trump leaves or get impeach, US funds will sure take a beating.
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thanks a lot with ur advice chessrock...hope it'll work.pretty steep learning curve for me doh.gif ..i am thinking to go into bonds, but currently lack of capital. i think i can wait till good times as u said and slowly add up bonds into my portfolio.
Obi Munchen
post Aug 28 2018, 09:46 AM

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QUOTE(MUM @ Aug 27 2018, 05:18 PM)
Mind sharing the % of allocation for each of the fund?
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it's

cimb 32%
eastspring dana dinamik 28%
eastpring dinasti 8%
ids 8%
pmb shariah aggressive 24%



 

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