I am still overweight on AMREITs.

AMREITS 40% (unchanged)
RHB AIF 20% (was 40% formerly)
AHAM SBF aka Esther Bond fund 20% (split halve from RHB AIF)
India 10% (maintain)
TAGTF 10% (decreased from 15%)

Xuzen

p/s I am very overweight on Asia Pac ex Japan region.

I am currently managing it.  so here's a snapshot of her portfolio. Need to tone down the risk or she already threatened to cut me d**k off.

Affin Hwang Select Bond Fund 50%
Ponzi 2.0 25%
East Spring Emerging market 25%

AIYH I think it's about demand, then you key in wrong value (higher price) so people willingly sell you their part.
If you are having AIF, no need for Ponzi 2, Ponzi 1
Where's your developed market?

This is period where equities are shining and real estate aren't sort after. Once people panic they will pull their investments to bonds and reits. It's a cycle. Just keep it there and invest what ever money you have into eq. Use reit and bond as a foundation to run to.

because...

True, I personally feel it's counter productive as well. I usually just rebalance with injection of fresh funds and will never withdraw until the day I need it. Frequent "skimming" might even affect your returns in negative way I feel.. but that's just me.

try this.....hope it can helps....

Understanding Volatility and Sharpe Ratio in Unit Trust Investing
Familiar with the following two jargon in unit trust investing?
http://invest-made-easy.blogspot.my/2013/0...and-sharpe.html

Measuring The Risks In Unit Trust Investing
http://www.sharesinv.com/articles/2012/08/...rust-investing/

Quantitative Measures of Investment Risk
https://www.fundsupermart.com.my/main/resea...?articleNo=1723

Glad to see this!! 
Really appreciate all the replies =D.

And of course I wouldn't want a 30% bloodbath in my portfolio! So please wish me luck here hahahaha but yeahh actually i am more concern on the security of my savings in FSM as a platform provider =\
You see, because im seeing this as a long term commitment with FSM and hopefully slowly growing my wealth here (<== potentially loyal investor here lul) so I was thinking for those sifus who have been in this market long enough can shoot me with what are some 'disasters' which we all may face in term of placing a huge sum of your savings with a third party service provider, although it could be a super unlikely events. Any sharing are welcome ! =D

You knoww it could be my kids education savings here so i just wanna know what could really go shit wrong, and partly so that I could still hold a cold beer(instead of lying down crying) IF one of those doomsday really does come (touch-wood of course!) - aiyah you all understand lahh right haha

and in addition on the hack part, what if the information of my account in FSM got hacked or the data was lost? ..I believe they would have a strong backup system or disaster recovery plan for this..? but yeahhhhh i really hope we are secured on this part

P/S: I still not very sure how to use this reply/quoting/this whole reply features... Paiseh ah, give me some time lolll 

then will this practice of topping whenever there is a drop of 1%?

Happy Merdeka everyone.  Do not forget to make use of the Merdeka promotion.
Next Monday is just announced as a public holiday.  What a drag to Malaysian economy.

Happy... top up during the dip lagi happy 

  kalau exit a week before