Im still noob on this kind of investment. Got expert managing our investment with lower fees is much more better than those investment bank outside. Why not give a try, learn and gain some experience on this. Also lesser time to trade and monitor the share market due to my business is growing.

👍👍👏

Eastspring so far gives me good returns. Good coverage on china technology stocks.

Eastspring GEM?

Nope, Dinasti Equity.

My portfolio (equities only, cash, CMF excluded)
CIMB APAC ex-Japan 25%
ES Dinasti 25%
ES GEM 20%
CIMB Global Titans 15%
Affin Hwang Japan growth 15%

Any comment? Too concentrated on Asia ?

(Those are values based on cost/amount invested, not current value )

This post has been edited by jfleong: Nov 12 2017, 09:36 PM

I suggest you post your question here. Nope it's not too good to true as it's real. However your gains is only materialise when you sell. If you don't sell, you don't get the profit. So say a fund makes 30% profit but you didn't sell it, then it makes a 50% loss, congratulations, your returns is now - 20% if you were to sell it

Unit trust cannot always go up as it's holding basket of stocks. Every few years, a crash will happen and all your previous returns wipe out. Is your heart able to take such losses?

You are not concentrate in Asia but Northern Asia to be precise.... 47% of your port are invested into just 4 countries.
if this Northern Asia is inclusive of Japan...lagi banyak %.

Too concentrated on Asia ?
some would just say YES, and some would just say "go big or go home".....
but the most importing think is "what do you think?"

Any comment?
my comment is reduce it to a more balanced and geographical diverse port......for a more sustained port at a lower risk.
but it is up to individual preferences and likings......
as Sui Jau's said,...."You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times. And learning from mistakes made is the greatest teacher."

FSM had this to said....."....you might have thought you are an aggressive investor who can cope with a high level of risk based on the results of the risk profiling test. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments are not so suitable for you because they are likely to cause you to lose money."



Attached thumbnail(s)

Which app did you use to get the content in the image ? Can share ?

but if you believes what Ramjade mentioned below,.....putting everything in Managed portfolio will still have "that' scenario.

from the respective fund fact sheets...then cut and paste.

deleted 2x posting

This post has been edited by T231H: Nov 12 2017, 11:28 PM

I think there is an almost similar post before.....
try read post# 6
https://forum.lowyat.net/topic/4344627/+0#entry85476209

Managed portfolio won't save you if their bond allocation is only 10-30%.


Few options:
1) do dca every month. High also just buy. Don't care. Die die must buy.
2) take profit and run and hibernate, then pump original amount + profits in
3) stay invested (don't sell), buy on dips. sell during a Bull run say 1-2 years before you need to use the money. You should never be forced to sell just because you have no cash for that special event.

Have your pick. Option 1 is the easiest.

This post has been edited by Ramjade: Nov 12 2017, 11:58 PM

Hi, can anyone share with me any spreadsheet to keep track of the returns? Purchasing by month can be difficult to assess the returns. Thanks.

There should be one "canggih" one in post# 1. It is called "Polarzbearz ........"

If I were to buy a fund in a foreign currency, how would that work?
Is it possible to deposit using the banknotes for a foreign currency or do I have to pay in Ringgit according to their buying/selling rates? Usually those rates are shit
How about withdrawal? Have to be made in MYR as well ?

try this?
https://www.fundsupermart.com.my/main/faq/0...-Methods-2409#9
if the answers are not found here...
try ask them?

usually for rebalancing profile u guys do for the same fundhouse or different fundhouse.??

not all fundhse have good returns in bonds.
switching to different fundhse will require cost

Rebalancing means to re-adjust your portfolio percentage..
Doesn't mean must be between equity and bonds..

E.g Your Asiapac initial 20% becomes 25% after a year..
Either you sell that 5% and reinvest to the other parts, or invest into other parts and make Asiapac 20% of yr port.