QUOTE(newdnewd @ Nov 9 2017, 01:55 PM)
Sold RHB EMBF a few months ago but still keeping RHB AIF. RHB AIF gets about half the % return for Cimb Asia Pac Dynamic Income (Ponzi 2.0) but still better than EPF return.
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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Nov 9 2017, 02:06 PM
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#841
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Nov 9 2017, 03:08 PM
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#842
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QUOTE(voyage23 @ Nov 9 2017, 03:05 PM) I am actually quite tempted hence my earlier question on another Japan fund which doesn’t require such huge amount from AffinHwang Maybe you can plot them superimposed on the FSM graph and look at performance.There is another one from Eastspring (also wholesale fund) you can consider. Problem is that FSM does not allow two wholesale funds to be plotted together. |
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Nov 9 2017, 03:27 PM
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#843
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QUOTE(voyage23 @ Nov 9 2017, 03:18 PM) The wholesale fund has a way superior returns but it’s still relatively new with lesser than 3 years data. Some of these funds might be feeder or different currency hedge which caused them to look young. I am looking at Japan as additional diversification because too heavy in China and yet other countries aren't doing that well. |
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Nov 9 2017, 04:27 PM
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#844
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QUOTE(funnyface @ Nov 9 2017, 03:54 PM) Diversify into Japan market is good.... Not skillful in pushing out screenshots and here is the text version :-But usually rules of thumb is not more than 10% of portfolio into a single-country fund.... So this fund min is 10k, meaning it only make sense if your portfolio is 100k and above...
So it's clear that the United Japan Discover Fund is the winner in ROI. If wholesale 10k is too heavy for diversification, can consider AH. |
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Nov 9 2017, 04:51 PM
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#845
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Nov 10 2017, 09:05 AM
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#846
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QUOTE(funnyface @ Nov 10 2017, 08:01 AM) Maybe even after i buy the Unite Jap might be still less than 10% of my portfolio? It's quite clear that within FSM, there are people there who likes Cimb Global Titan, that accounts for the 16% of it in Managed Portfolio. I have Managed Portfolio which hold significant amount of Global Titan, 16% i think. My own DIY port only has small amount of Global Titan |
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Nov 10 2017, 09:34 AM
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#847
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Nov 10 2017, 03:05 PM
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#848
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QUOTE(spiderman17 @ Nov 10 2017, 02:22 PM) tried...no help I used Unifi at home and I don't have problem. tried too. no help disabled ipv6. use ipv4. no help LeonL you still having the problem? phone or pc when uses unifi, cannot load fsm website. same phone on digi network ok. same pc(no changes in setting, no reboot, no nothing) on phone hotspot, loads fine. my phone data plan is tiny...running out already Did you try to change the DNS server as proposed ? Don't know about iphone, but on Android, the play store should have a few DNS changer apps which you can try, for free. p/s: Some free google store VPN software also has the effect of changing DNS. This post has been edited by puchongite: Nov 10 2017, 03:16 PM |
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Nov 10 2017, 03:19 PM
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#849
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Nov 10 2017, 03:26 PM
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#850
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Nov 10 2017, 05:38 PM
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#851
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QUOTE(spiderman17 @ Nov 10 2017, 04:59 PM) Already tried changing DNS server on PC (thru wifi adapter setting). Don't make any differences... Try installing these two software for Android :-Any techie here can help?? Can load: http://www.fundsupermart.com/landing/welcome.jsp https://secure.fundsupermart.com/fsm/home?locale=en_us http://www.fundsupermart.com.hk/hk/main/landing/index.tpl https://www.fundsupermart.co.in/main/home/index.svdo Cannot load: http://www.fundsupermart.com.my/ https://www.fundsupermart.com.my/main/home/index.svdo (a) DNS Lookup (2) traceroute 1. Run 'DNS lookup', enter 'www.fundsupermart.com.my', check the IP address returned. Should be 192.229.189.105 or similar. 2. Run 'traceroute', enter the IP address return in (1) and examine the result. |
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Nov 10 2017, 05:58 PM
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#852
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Nov 11 2017, 01:15 PM
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#853
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QUOTE(jusTinMM @ Nov 11 2017, 01:03 PM) thanks bro...i saw the fpx payment option but its show public bank max. per day limit only 10k...im buying > 10k, can i pay using different fpx bank for the same fund? (eg. 10k public bank fpx and 10k maybank fpx) I think FSM fpx info could be not up to date.FPX limit is adjustable for each bank and each bank has a unique way to configure the limit. Most of them will limit upto 30k per day. More than 30k per day then have to debit from different banks. |
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Nov 11 2017, 01:42 PM
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#854
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Nov 11 2017, 05:47 PM
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#855
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QUOTE(MUM @ Nov 11 2017, 02:47 PM) why not buy just 1 or 2 funds for the higher "expected potential possible returns"? QUOTE(jusTinMM @ Nov 11 2017, 03:39 PM) Already invested into highest risk rating managed port although the questionnaire rated me as moderately aggressive. The most aggressive managed portfolio is targeting 10% return maybe can reach 12% return or slightly more. In order to get higher return than that, one has to forgo a diversified portfolio. For example, if one sailang all into cimb asia pac dynamic income or eastspring dinasti, he can get > 16% annualized return. Proven for > 5 years. Just present a different perspective. |
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Nov 13 2017, 11:55 AM
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#856
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QUOTE(voyage23 @ Nov 13 2017, 10:50 AM) Just bought into United Japan wholesale fund. Topped up Ponzi 2, CIMB China and Manu India. Action is better than excitement ! Portfolio now consists of: United Japan Ponzi 2.0 CIMB china IDS Manu India Would need to do some rebalancing when I have more bullets 😅 ideally I would want Japan 15%, Ponzi 2 30%, China 15%, IDS 30%, India 20% |
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Nov 13 2017, 01:38 PM
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#857
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Nov 13 2017, 05:01 PM
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#858
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QUOTE(j.passing.by @ Nov 13 2017, 03:30 PM) Why would you want to do that? Transferring from one equity fund to another equity fund? From a fund with better returns to another fund with lesser returns? So what would you do if you are faced with the situation when some funds keep increasing in % faster than other funds ?Do you meant to say that the better fund, which could be different from the other fund in terms of region or other categories, will be giving lower returns/performance than the other fund? This is the reason behind the 're-balancing'? If it is based on the assumption that the latter fund will have a better performance, why buy 2 different funds in the first place? Since we already assumed and speculated that one fund will have better returns, why not be brave and make the decision accordingly and have only the better fund? Why so timid to transfer only 5% and let the other 95% face the downfall? For clarity, I would say that you are following a sort of Value Averaging strategy in your purchases. Re-balancing is for older retired folks who no longer put in fresh money into their matured portfolio. They re-balance the portfolio's equity/bond ratio so that the ratio is back in line with their expected or perceived risk that they (and their weaker and older hearts) can bear in event of any sharp fall in the market(s). If you don't do anything, you will eventually ended up with a less evenly diversified portfolio. For example, if China/North Asia Pac is performing, initially it has 20%, after some years, maybe you will end up with China/North Asia Pac having 60% while other regions/countries will ended up with 5% or less. |
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Nov 14 2017, 05:09 PM
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#859
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QUOTE(applenut @ Nov 14 2017, 04:30 PM) when comes to the estimated return I foresee I will be getting for year 2017, should I look at Bid-to-Bid Annualized Return or Bid-to-Bid Cumulative Return? You can look at annualized return and/or cumulative return, as long as you know what they mean.Both return % are with any income or dividends reinvested, where can I view the dividends before reinvestment? You need to also note that the figures did not capture service charge. Also the figures is assuming a lump sum entry. In practice, you actual return can be quite different from the annualized return and/or cumulative return. Because you maybe entering at a different point from the chart starting date. You may even have multiple entry points. Last but not least, dividends have no impact to your return. You can ignore it. You just need to be aware that temporary it can upset your portfolio numbers. But the order will be restored after about a month or so. |
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Nov 14 2017, 08:39 PM
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#860
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