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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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puchongite
post Nov 9 2017, 02:06 PM

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QUOTE(newdnewd @ Nov 9 2017, 01:55 PM)
Anyone still keeping RHB EMB? Seems declining now.
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Sold RHB EMBF a few months ago but still keeping RHB AIF.

RHB AIF gets about half the % return for Cimb Asia Pac Dynamic Income (Ponzi 2.0) but still better than EPF return.
puchongite
post Nov 9 2017, 03:08 PM

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QUOTE(voyage23 @ Nov 9 2017, 03:05 PM)
I am actually quite tempted hence my earlier question on another Japan fund which doesn’t require such huge amount from AffinHwang
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Maybe you can plot them superimposed on the FSM graph and look at performance.

There is another one from Eastspring (also wholesale fund) you can consider. Problem is that FSM does not allow two wholesale funds to be plotted together.
puchongite
post Nov 9 2017, 03:27 PM

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QUOTE(voyage23 @ Nov 9 2017, 03:18 PM)
The wholesale fund has a way superior returns but it’s still relatively new with lesser than 3 years data.
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Some of these funds might be feeder or different currency hedge which caused them to look young. I am looking at Japan as additional diversification because too heavy in China and yet other countries aren't doing that well.
puchongite
post Nov 9 2017, 04:27 PM

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QUOTE(funnyface @ Nov 9 2017, 03:54 PM)
Diversify into Japan market is good.... hmm.gif
But usually rules of thumb is not more than 10% of portfolio into a single-country fund.... sweat.gif
So this fund min is 10k, meaning it only make sense if your portfolio is 100k and above...  sweat.gif
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Not skillful in pushing out screenshots and here is the text version :-

Fund Name Total Returns3 yr Annualised Volatility(%) Min NAV Max NAV Current NAV
United Japan Discovery Fund - MYR Hedged 52.16% N/A 0.4841 0.7658 0.7658(07/11/2017)
Affin Hwang World Series - Japan Growth Fund 35.65% 15.34 0.5881 0.8314 0.8314(07/11/2017)
Eastspring Investments Japan Dynamic MY Fund - MYR Hedged 36.43% N/A 0.4493 0.6123 0.6118 (08/11/2017)

So it's clear that the United Japan Discover Fund is the winner in ROI. If wholesale 10k is too heavy for diversification, can consider AH.
puchongite
post Nov 9 2017, 04:51 PM

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QUOTE(funnyface @ Nov 9 2017, 04:45 PM)
hmm...  hmm.gif  Out of the 3, only United Japan Discovery Fund is Jap Small-Cap...  hmm.gif
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What about small cap, is it the preferred or not the preferred ?
puchongite
post Nov 10 2017, 09:05 AM

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QUOTE(funnyface @ Nov 10 2017, 08:01 AM)
Maybe even after i buy the Unite Jap might be still less than 10% of my portfolio?  devil.gif
I have Managed Portfolio which hold significant amount of Global Titan, 16% i think. My own DIY port only has small amount of Global Titan  devil.gif
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It's quite clear that within FSM, there are people there who likes Cimb Global Titan, that accounts for the 16% of it in Managed Portfolio. brows.gif


puchongite
post Nov 10 2017, 09:34 AM

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QUOTE(David83 @ Nov 10 2017, 09:26 AM)
That's for the sake of diversity into developed markets (3 in 1).
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How about TA Global Tech or EI Global Leader MY or others ?




puchongite
post Nov 10 2017, 03:05 PM

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QUOTE(spiderman17 @ Nov 10 2017, 02:22 PM)
tried...no help
tried too. no help
disabled ipv6. use ipv4. no help
LeonL you still having the problem?

phone or pc when uses unifi, cannot load fsm website.
same phone on digi network ok.
same pc(no changes in setting, no reboot, no nothing) on phone hotspot, loads fine.

my phone data plan is tiny...running out already cry.gif
mad.gif fsm ranting.gif  ranting.gif  mad.gif   unifi  ranting.gif  ranting.gif
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I used Unifi at home and I don't have problem.

Did you try to change the DNS server as proposed ? Don't know about iphone, but on Android, the play store should have a few DNS changer apps which you can try, for free.

p/s: Some free google store VPN software also has the effect of changing DNS.

This post has been edited by puchongite: Nov 10 2017, 03:16 PM
puchongite
post Nov 10 2017, 03:19 PM

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QUOTE(funnyface @ Nov 10 2017, 02:25 PM)
-1.01% I should have throw it the day before  shakehead.gif  shakehead.gif  shakehead.gif
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USD drops and maybe that's the reason for Japan to do well ?
puchongite
post Nov 10 2017, 03:26 PM

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QUOTE(funnyface @ Nov 10 2017, 03:21 PM)
Not sure.... hmm.gif  But very rarely to see Global Titan to drop > 1%  hmm.gif  yawn.gif
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Manulife US equity also suffers.

The return is getting lower.

TA Global tech can take the hit because it made some nice gain earlier.
puchongite
post Nov 10 2017, 05:38 PM

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QUOTE(spiderman17 @ Nov 10 2017, 04:59 PM)
Try installing these two software for Android :-

(a) DNS Lookup (2) traceroute

1. Run 'DNS lookup', enter 'www.fundsupermart.com.my', check the IP address returned.
Should be 192.229.189.105 or similar.

2. Run 'traceroute', enter the IP address return in (1) and examine the result.


puchongite
post Nov 10 2017, 05:58 PM

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QUOTE(LeonL @ Nov 10 2017, 05:50 PM)
I got the same problem and reported to fundsupermart, the customer service tell me no other person reported this issue, so the problem must be my problem.
SO please report this to fundsupermart.

ClientHelp MY <clienthelp.my@fundsupermart.com>;
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Unlikely FSM problem.
puchongite
post Nov 11 2017, 01:15 PM

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QUOTE(jusTinMM @ Nov 11 2017, 01:03 PM)
thanks bro...i saw the fpx payment option but its show public bank max. per day limit only 10k...im buying > 10k, can i pay using different fpx bank for the same fund? (eg. 10k public bank fpx and 10k maybank fpx)
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I think FSM fpx info could be not up to date.

FPX limit is adjustable for each bank and each bank has a unique way to configure the limit. Most of them will limit upto 30k per day. More than 30k per day then have to debit from different banks.
puchongite
post Nov 11 2017, 01:42 PM

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QUOTE(jusTinMM @ Nov 11 2017, 01:21 PM)
noted bro...let me try more than the stated limit per day...thanks
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You can also split the purchase into multiple ones, and each settle using different bank.
puchongite
post Nov 11 2017, 05:47 PM

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QUOTE(MUM @ Nov 11 2017, 02:47 PM)
hmm.gif the expected potential possible returns enough for your appetite?
why not buy just 1 or 2 funds for the higher "expected potential possible returns"?
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QUOTE(jusTinMM @ Nov 11 2017, 03:39 PM)
Already invested into highest risk rating managed port although the questionnaire rated me as moderately aggressive.
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The most aggressive managed portfolio is targeting 10% return maybe can reach 12% return or slightly more. In order to get higher return than that, one has to forgo a diversified portfolio. For example, if one sailang all into cimb asia pac dynamic income or eastspring dinasti, he can get > 16% annualized return. Proven for > 5 years.

Just present a different perspective. wink.gif
puchongite
post Nov 13 2017, 11:55 AM

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QUOTE(voyage23 @ Nov 13 2017, 10:50 AM)
Just bought into United Japan wholesale fund. Topped up Ponzi 2, CIMB China and Manu India.

Portfolio now consists of:
United Japan
Ponzi 2.0
CIMB china
IDS
Manu India

Would need to do some rebalancing when I have more bullets 😅 ideally I would want Japan 15%, Ponzi 2 30%, China 15%, IDS 30%, India 20%
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Action is better than excitement ! thumbup.gif
puchongite
post Nov 13 2017, 01:38 PM

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QUOTE(newdnewd @ Nov 13 2017, 01:23 PM)
Everyone else going in Japan?
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Eastspring Investments Japan Dynamic MY Fund - MYR Hedged is the 5th rank fund in terms of volume for last week and the month.

This post has been edited by puchongite: Nov 13 2017, 01:45 PM
puchongite
post Nov 13 2017, 05:01 PM

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QUOTE(j.passing.by @ Nov 13 2017, 03:30 PM)
Why would you want to do that? Transferring from one equity fund to another equity fund? From a fund with better returns to another fund with lesser returns?

Do you meant to say that the better fund, which could be different from the other fund in terms of region or other categories, will be giving lower returns/performance than the other fund? This is the reason behind the 're-balancing'?

If it is based on the assumption that the latter fund will have a better performance, why buy 2 different funds in the first place? Since we already assumed and speculated that one fund will have better returns, why not be brave and make the decision accordingly and have only the better fund?

Why so timid to transfer only 5% and let the other 95% face the downfall?
For clarity, I would say that you are following a sort of Value Averaging strategy in your purchases.

Re-balancing is for older retired folks who no longer put in fresh money into their matured portfolio. They re-balance the portfolio's equity/bond ratio so that the ratio is back in line with their expected or perceived risk that they (and their weaker and older hearts) can bear in event of any sharp fall in the market(s).

smile.gif
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So what would you do if you are faced with the situation when some funds keep increasing in % faster than other funds ?

If you don't do anything, you will eventually ended up with a less evenly diversified portfolio.

For example, if China/North Asia Pac is performing, initially it has 20%, after some years, maybe you will end up with China/North Asia Pac having 60% while other regions/countries will ended up with 5% or less.
puchongite
post Nov 14 2017, 05:09 PM

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QUOTE(applenut @ Nov 14 2017, 04:30 PM)
when comes to the estimated return I foresee I will be getting for year 2017, should I look at Bid-to-Bid Annualized Return or Bid-to-Bid Cumulative Return?

Both return % are with any income or dividends reinvested, where can I view the dividends before reinvestment?
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You can look at annualized return and/or cumulative return, as long as you know what they mean.

You need to also note that the figures did not capture service charge.

Also the figures is assuming a lump sum entry.

In practice, you actual return can be quite different from the annualized return and/or cumulative return. Because you maybe entering at a different point from the chart starting date. You may even have multiple entry points.

Last but not least, dividends have no impact to your return. You can ignore it.

You just need to be aware that temporary it can upset your portfolio numbers. But the order will be restored after about a month or so.
puchongite
post Nov 14 2017, 08:39 PM

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QUOTE(Ancient-XinG- @ Nov 14 2017, 08:24 PM)
eh why lately so bad one...

macam lost a lot... 4% down to 1.7% wtf is happening
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Your own diy port ?

This post has been edited by puchongite: Nov 14 2017, 08:39 PM

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