comparing 5 years



1 year also same, PRU sits on top.

Very low probability to succeed. You want to play one month keluar - masuk style, hit and run, one - hit -wonder type of game; head over to forex or play warrant.

Generally companies will layoff, close down unprofitable divisions, asset sell off and then only default on the Bond. It is probably the 2nd last step before bankruptcy.

If a company is in financial trouble where it has zero cash then yes it might default. Most of them during a downturn , companies tighten their belts but they don't go bankrupt and that's why they are still able to service the bonds.

Okay selecting 1Y and 5Y shows the PRU sits on top.

I see a number of sudden jumps in the graphs for AHSB. I suspect the graph is not distribution compensated.

Clarifications - U trading or investing?
If one doesn't know what's the difference, better be clear first the difference
THEN use the right tool or vehicle, and method(s) - trading <> investing, like herbivore <> omnivore

Just a thought - no absolute right/wrong ya, just be aware of what U want to do and choose the right tools/methods.

Charts in Bloomberg is not adjusted for distribution eventm but is adjusted for unit split.

Sorry I'm new on this.
Investing is more like passive income that accumulate over time right?
And trading is selling and buying in a short term?

I just move my money from maybank GIA-i to RHB CMF not long ago

This post has been edited by young_97: Aug 3 2017, 11:30 AM

CMF gives a return of approximates 3.6% pa
thus per month is about 0.3% returns

to see if there any Unit Trust / Fund that we can just buy and sell after 1 month and have higher profit than the CMF ?

see and do as per attached picture step by step (just 4 steps)

Please note:
Sales charges are not included.
Investment involves risk. The price of securities may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment. Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant fund's prospectus for details before making any investment decision. An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

Remember:
after you had seen the lists of top 1 month returns funds....scroll down the list..there are also the listing of lowest 1 month returns funds too....


People tell me UT/Funds need to put at least few years for profit....
well.....some can make and had said they made 30% or more in just 6 mths....
if you managed to get the right funds and at the right time.....
(use the above data chart...select the different time duration to see for your self)
but the question most would ask is......are you so good to be able to managed to get them at the right time during this short duration?
would following the last month top winner helps?
well, can try and prepare to be surprised....


This post has been edited by T231H: Aug 3 2017, 12:01 PM


Attached thumbnail(s)

I see, thanks for the clarification!

speaking as someone who have gia-i before they kamikaze their products and being in FSM at the same time, you cannot have the same mentality with your gia-i here. if you put here, you will get higher than gia-i for sure, but it's over 3 years average to actually see results. if you want a month to month thing, cmf is the only place for you.

however, i know how you are thinking regarding interests and hoping to find something similar to eGIA-i, sadly, you won't find another one like that for awhile. those were good days.

Actually we can. We can see the value of our funds increasing and decreasing when we log in. Of course time is delayed by 2 days. Nevertheless, we still can our value.

yup - in summary/big pix, U understand the difference between investing (buy, track/monitor & hold with longer term intentions & capabilities like >3 years. Personally, i take it as >10 years)
Vs
trading (buy / sell turnover much faster - depending on what method U using, can be daily day trader or months swing trader or etc etc.)

If U understand the above
AND Equity-based UTs with their various charges (front load, back load, mgt fees, etc.),
most folks wouldn't trade them - more lucrative (cost & profits) to trade stocks, options, forex, property flipping, etc.

then of course, there are some expert trades here that do use trade UTs and if U decide that's the way for UTs for yourself, then get in touch with these expert traders of UTs by PMing or posting here with theirname to trigger them

Just a thought - no absolute right/wrong ya

anyone care to explain, what it the different between FSM and also Pub Muctual?
I know that FSM agent less but Pub Muctual agent base

Pub Mutual is a provider and seller of fund
FSM is just seller of funds. They sell funds from other provider (eg kenanga, affin hwang, cimb principal, manulife, etc)

Note: Public mutual funds are non performing while not all FSM provider funds are non performing (another key difference)

Thanks, will look into It

Either PMMMF or CMF i guess



So far i placed in CIMB-Principal Asia Pacific Dynamic Income Fund, seems the fund is performing well, might place for 3 to 6 months

what is non performing fund?

*deleted for giving wrong info

This post has been edited by gu~wak_zhai: Aug 4 2017, 10:46 AM

- Fund which cannot beat the index/benchmark
- Funds which outperform by it's peers (funds which invest in the same region)

meaning to say all public mutual fund won't perform better than the share market? But they must have advantages also, if not nobody will buy.

Their advantage is they use "sales people" to sell their product and hence the high sales charge for Public Mutual.
The reason people buy is because :-

1.) They don't realize the existence of FSM
2.) They are financially illiterate- can't DIY unit trust investment.
3.) They are "forced" to buy to "give face" to relatives , in laws who are public mutual agents.

But one thing about Public Mutual that I think they do better than FSM is marketing.



This post has been edited by Drian: Aug 3 2017, 04:03 PM