is the FSM fund choice(Eastspring Investments Global Emerging Markets Fund) any good? tempted coz discounted sales charge. but im thinking to put spend some on Malaysia since KLCI showing decrease.

This year did not receive fsm red packet  :'(

Lat year almost top up 20k also not qualified...

looking from all the replies here, i can see that the market really going downtrend. So is it a good time to start now, or hold first?

lucky my 65% with asm. lol

*tin foil hat* ACTIVATE.

IDS dropped a freaking 6.86%

Dafuq is that?

But no worries guys in FSM latest article

OUR VIEW

"We believe it is likely that both US and China will eventually head back to the negotiating table given that both parties are likely to be hurt by the trade war, at least that’s what history has shown. Therefore, the recent sell-off might present a bargain hunting opportunity to investors."

US markets closed higher than previous close - even with CH hitting back harder yesterday.. sigh..

i used to support that guy, because he made a miracle win.

but now i notice this guy really have a big mouth and loves to cause trouble.

sigh, still got 2.5 years more to the next US presidential election.

if this trump guy dare to try for 2020 re-election, i gonna bet rm3k on his opponent!!!!

Wow, US sanction against Russia and their stocks just tank hard... RTS index down by 10%

https://www.reuters.com/article/usa-russia-...s-idUSL8N1RM26R

trump is a businessman. i think he knows exactly what he is doing 

BRIC....
Brazil already very bad..."Brazil Is The Worst Economy In Latin America"
Rusia now sanction
China coming trade war
India ???

For those still trying to time the market
VS
just consistently investing / buying the market, please take a look at:
https://docs.google.com/spreadsheets/d/1ZB9...dit?usp=sharing

I grabbed the 25 years SPY (S&P500 ETF) data and simulated to buy at the highest closing price (adjusted) every 12 months - ie. even with crystal ball, i PURPOSELY buy at the highest point of the year.

See the accumulated value VS cost paid?
[attachmentid=9719220]
2008-2009 - woo scary
[attachmentid=9719221]

haiz. wasted opportunity. i was keeping my bullets.

Oh. Interesting. Do you mind sharing the rules?

Do you mean this?
Based on the Deed of the funds, ASNB is allowed to close the account should the balance in the account fall below the minimum investment balance as stated in the Master Prospectus. Therefore, unit holders are advised to maintain the minimum investment balance in the account at all times throughout the financial year of the fund(s), to avoid closure of the said account thus affecting future income distribution entitlement, if any.