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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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Kaka23
post Jul 9 2020, 10:31 AM

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I am now :

EQ 25%
FI 50%
Money market 25%

Already miss the train since the climb from Mar till now sad.gif
Kaka23
post Jul 9 2020, 10:40 AM

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QUOTE(yklooi @ Jul 9 2020, 10:38 AM)
in your perceptive, what made you "missed" it?
hmm.gif
*
EQ rallied quiet a bit... like rabbit

My FI slow and steady up little little like tortise

tongue.gif
Kaka23
post Jul 9 2020, 10:41 AM

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QUOTE(WhitE LighteR @ Jul 9 2020, 10:40 AM)
I dont encourage anyone to chase the market.

Some ppl are lucky they get in high and escape higher just before it turn back down.

Do you feel lucky? laugh.gif
*
haha.. my decisions always go the opposite. Buy something expecting them to go up, but in the end stagnant or down
Kaka23
post Jul 9 2020, 10:45 AM

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QUOTE(yklooi @ Jul 9 2020, 10:42 AM)
could that be due to your
EQ 25%
FI 50%
Money market 25%??

but as long as you are happy with that allocation.....it is OK
*
I rebalance from EQ75% to EQ25% before the CNY... March drop only manged to enter a little bit.

So now with OPR cut, need to think of $ sitting in Money market.. wanna make money work harder a bit
Kaka23
post Aug 8 2020, 10:48 AM

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Should I increase my equity portfolio percentage now? Market is very hot now...
Kaka23
post Aug 16 2020, 12:52 PM

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Anybody attended the recent webinar on bond investing last week?

Would want to know with current low interest rate environment, are bind still the go to asset to get a conservative 3-5% pa?
Kaka23
post Sep 9 2020, 06:25 AM

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Time to top up in tech
Kaka23
post Sep 9 2020, 09:38 AM

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QUOTE(xcxa23 @ Sep 9 2020, 07:12 AM)
hmm.. nasdaq no sign of reversal yet..
heading towards 10.6k

plus with potus keep on waging ''war''
i will wait for little bit longer  tongue.gif
*
Now around 10+ drop.. with the vaccine trial news yesterday, I think I take your advise and wait a bit more
Kaka23
post Sep 9 2020, 09:58 PM

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Us market rebounding? See green pulak
Kaka23
post Nov 12 2020, 09:44 PM

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Hi.. anybody knows if FSM Malaysia plan to have a trading stock platform? Like what FSM SG is offering.. can invest in overseas stocks
Kaka23
post Nov 21 2020, 04:01 PM

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I am now 8% in tech of my total equity investment... should I increase more?
Kaka23
post Nov 21 2020, 04:28 PM

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QUOTE(yklooi @ Nov 21 2020, 04:08 PM)
how many % has this tech fund gives you?
how many more % of this tech fund do you want to add?

after adding this new % into that tech fund, how many % will it increase your portfolio ROI % (if the performance results were to be the same as previously)?
*
I planning to increase until 25% or so...
So I will have Asia ex Japan, China/Greater China, Malaysia and Tech evenly distributed percentage.

Tech has given me 12 - 20% profit until now (depending on which funds)

I don't track how many % ROI it will effect my overall portfolio, I just expecting at least another 12 - 20% profit per annum.


QUOTE(WhitE LighteR @ Nov 21 2020, 04:11 PM)
I am holding about 12% now for US tech. I aim to increase between 15-20% at least.

Its just infortunate that in term of risk to reward, china and greater china looks more attractive now. together i hold about 40% of my portfolio in there.
*
When do you plan to increase 15-20%, within 3 - 6 months time?

I am doing regular savings for tech every month.. but amount not so significant. If doing it another 2 years also will not increase to my plan percentage. So now thinking if want to put bigger amount within these 3 months.. so I can meet my target %.

Kaka23
post Nov 22 2020, 03:19 PM

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QUOTE(yklooi @ Nov 21 2020, 04:52 PM)
(very rough estimation)

currently you have 8% at tech
you want to increase to 25% ....about 3x

tech gives you 12~20% profit...assumed to be 20% profit to your current 8% tech
which is about 1.6% added to your portfolio ROI

assuming yr port has 10 000 and 800 is Tech
20% of this 800 is 160 profit
thus is 1.6% of your 10k port.

adding your port to 25% with 1700 added into 800.... = 2500
assuming same 20% ROI ..... 500 profit instead of 160

your total in port is 10000 + 1700 = 11700, thus 500 of 11700 is 4.25% profit instead of 1.6%

if you want at least another 12~20% profit for your overall port..... hmm.gif  hmm.gif how much need to add to tech??
*
Thanks for the estimation.. my hopes is the 12 - 20% are coming on all the equities region and sector that I am investing in (asia ex japan, china/greater china, malaysia and tech), not only from tech
Kaka23
post Nov 22 2020, 05:33 PM

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QUOTE(MUM @ Nov 22 2020, 04:10 PM)
then not necessary must top up Tech from 8% to 25%?
*
my percentage for tech is just only 8%, so the reason why want to increase it..
Kaka23
post Nov 22 2020, 09:15 PM

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QUOTE(MUM @ Nov 22 2020, 05:36 PM)
not evaluating the RHB Global Artificial Intelligent fund as suggested earlier as in post 24030 page 1202?
*
ya.. planning on this fund too
Kaka23
post Dec 13 2020, 08:39 AM

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anybody know when will be FSM annual fair will be held? or maybe being cancel?
Kaka23
post Dec 20 2020, 07:43 AM

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guys... in fsm, if i do intra switchng from a RHB fixed income to RHB equity fund, if i got credit points available.. so sales charge will be 0%, but there are still a switching fee of RM25 right?
Kaka23
post Dec 22 2020, 08:16 AM

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My allocation so far

Malaysia - 6.5%
Asia ex Japan - 22%
China/Greater China - 13%
Global - 1%
Technology - 7%
Fixed income - 41%

Rest in ETF and stock

Every week moving some FI to equities... plan to be 80 - 85% equities by end Q1 2021
Kaka23
post Dec 31 2020, 08:35 PM

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QUOTE(ironman16 @ Dec 30 2020, 02:28 PM)
No
If previously u ever switch equity to bond, u will get credit.
In future, if u wanna switch bond to equity (in the same fund house for equity n bond), u can use this credit to off set the sales charge.
Example : United income plus to United global tech
*
Is it applicable to RHB bond to RHB equities? I always see there is switching charges of RM25 for RHB funds..

Kaka23
post Jan 6 2021, 10:53 AM

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buy am china by switching from ambond can offset sales charge by credit?

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