Hmmm above info from where? If true no wonder last time I tried a few times 100% Msia UT rugi monies sia.

Insider source from local fund managers in Malaysia. I can't reveal much details. All I can say is EPF, due to its size, will outsource some of its investments to local fund managers. So these fund managers know how EPF generates alpha.

It's pretty much the same in Singapore. Temasek and GIC definitely know how to generate alpha better than say, Nikko Asset Management. When you have shear size and scale, your stakes in the market will influence the market itself. And so the market is up to you to "manipulate".

Which is why I always say retail investors can never outperform the institutional fund managers in the long run. If even institutional fund managers can barely generate alpha in the long run, let alone you.

Stay invested and ride through the volatility.

This post has been edited by TOS: Jan 24 2022, 12:33 PM

actually i tried to counsel you a few times here. Not to condemn you, but you only fail if you give up. If nothing else, I think overconfidence and not listening to advise is something we can all improve upon.

Learn from the mistakes.
Why don't we all list our portfolio actions of the year, thought process, due diligence and then see if we can learn?

I have been investing for >15 years - equal to the length of my professional, full time career from which my source of investment capital comes. I AM STILL LEARNING TODAY.

Why don't I suggest you read a few books:
1. A random walk down walls street
2. One up on wall street

Here are some of my poorer moves across the year:
1. Classic herd mentality on hypergrowth story of the year - ARKK, CXSE, ONLN
2. Expecting history to repeat itself - See above.
3. Selling too soon - UPST. Buying too high - lol I have many of these.
4. Not having a long term mindset.
5. Toping up losers, selling winners.
6. Not reading some of the writings on the wall - TOPGLOV lol.

Wow ...same same.. I have Affin as well.
Affin Hwang World Series - Asian High Yield Fund - MYR Hedged -16.98%
Affin Hwang World Series - Global Disruptive Innovation Fund - MYR Hedged -39.56%
United Global Technology Fund - MYR Hedged - 10.90%

managed portfolio they said
Aggresive -2.21%
Balanced - 0.65%

PRS for retirement yea?
Principal PRS Plus Asia Pacific Ex Japan Equity - Class C -5.39%

no worries bro, i also took a hit. and i thought i have learned. lol.
in any case, i reflect back upon myself.

before last year, i prioritize my own investment (which makes loses, i think my investment all time still losing) instead of maximizing more assured vehiche like sspn (tax deduction) and PRS (again, tax).
now at least my mindset is max those first. any other investments will have to wait.

i venture into US market last year and though for now I'm not making a loss, but most my earning wiped out because of the current trend. but i still think a move to US market, to hedge against MYR is a good move. i wonder if i should just stick to VOO for this year first.

i am also questioning myself on my investment. i am good with small money but a squandered them in investment.
so perhaps back to basic for me this year is the theme.

indeed. I realised my happiest investing days were when I binge watched TV while mindlessly spamming asm captchas instead of non stop reading news, brooding about where is the next growth story, checking stock every 10 minutes...

returns reasonable, and most importantly, sleep well at night to have a sharp mind for work.

Not stupid but complacency and overconfident but you need to learn how to trim, rebalance and reopt

For me after certain % vs time any gains it will be trimmed off in order to keep the cash lump sum in order for me to buy back in the future soon

yes i totally agree. most of my ASM is from few years ago can few times a day keep till now

i guess average over many years should come out to same vs own investment..

sometimes +20% some times - 20% if really sit down calculate over spam of 5 yrs i guess
average return for me should be same also

syiok sendiri going through the emotional roller coaster..

This post has been edited by elea88: Jan 25 2022, 08:39 AM

Hi,

Assuming everything is the same, can I safely say that revenue (capital growth, dividend) generated from ETF (example KLSE FTE) would be lower than if I were to buy all individual stocks listed in that ETF? Since an ETF is supposed to just track an index and not outperformed it?

Hi can I tag along? ETF track an index and some index can have up to 100s of stocks so that ETF will buy all? I was thinking more like they buy most but not all? And even if buy most how is the weightage allocated among each stock? And if there are say two ETF that track the same index it is possible the returns are not the same since they do not buy the exact same stock with same weightage am I correct?

I am still trying to understand ETF currently so anyone who has invested in ETF very long time can give some advice?

You need to check the actual weightage of the underlying stock

In terms of dividend I can tell you for sure lower because it is up etf manager to decide on the payout

ETF is not necessary to track an index but it depends on the underlying stocks in order for them to benchmark against and it can outperform any index like arkk etc

If you look at those like SPY, VOO, IVV, HLAL and the likes some can under or outperform SnP500 because of the tracking differences

yes, your questions are valid.

I am looking forward to answers on these.

You mean the etf manager could pay a lower dividend comparing to what has been declared by a certain company in that year?

I remember 1 years ago you have been sharing your portfolio. Sorry it is underperforming but to be frank most of us are affected too.
Alas, it is not so easy as picking the all star lineup of top performing funds.

I also remember the FSM webinar last year that feeds to the investment frenzy telling people to plow into overpriced China
Well it is part of the education fees that we all pay I guess

Can I know the FSM you are referring to is FSM Msia? Becuz at FSM Spore daily email news article they did sort of accurately predict US equities is at a all time high and time to lock in some profits. A week or so later it is true. I wonder if the analyst team in FSM Msia and Spore is the same? If different that can explain the different interpretation.

To play safe, I would suggest read the news from both FSM Msia and Spore to get a more better picture. Now with China beaten down to near 40% FSM Spore is advocating to plow in and even raise attractive-ness rating but at this stage I doubt anyone will heed all now looking at capital protection.

I am referring specific to our friend ganesh's case 1 year back. A good example the inexperienced being led to believe easy money.

chill la everyone also kena from this recent rout. Avg down about ~9% for me.
UT is long term.

Same mine is about -10% but I already took profits last year so perhaps it may not be actually -10%

Hi, anyone receive red packet already ?

i did abt 2 weeks ago