0% service charge + 0.4% platform fees more likely now.

Why would it change my plan?  I don't go to SG for it's 0% service charge.

I go there for
(i) protect the RM
(iii) get better returns than malaysian funds
(iii) buy s-reits for stable income

10% return in SG is very different than 10% in malaysia you know. As Showtime said, if your money is in malaysia, we are battling depreciation + inflation which makes our job harder.
To make our lives easier, we can remove depreciation from the equation and fight only inflation.

This is true if you want to go abroad or send your kids overseas.

Of course 2 way eat la. Here is highly informative and serious discussion.

There is blow water. Put ready dispose to PM lo. To earn free things hahah.

But but...
I did some mistake with the amoi part... Sad xiaaa

sad la downgraded to silver member end of september. but now enjoying 1.25% SC till end sept

it was my aim to get to gold status by certain age (personal satisfaction). now i dont have much time to catch up to gold.. need top up very aggressively now  

what's with the disclaimers

What i meant was that the current reduction of 0.25% signals that FSM may cut their charges in the future, right ?

How you know? Maybe they turun it once every 5 years  
If they really turun once every 5 years, it will take them ages to decrease to 0%

No need to say. KGF, Smallcap, Affin Quantum, Greater china all jatuh liao on Monday.
Or maybe all Asia Pacific jatuh? 

If you were to check with FSM website, Lee Sook Yee        UTF returned 14.65% in one year period.

EPF gave a dividend of around 6% circa the same period.

You say worse than EPF?

Nanti Lee Sook Yee        come and give you tamparan B**YA baru tau! Oh wait, LSY is unable to give tamparan .....

Xuzen

funny no one said anything about 1.75% sales charges permanently now. too small an issue?

CIMB-Principal Global Titans Fund
2 : 5; For every 5 units of the fund held, 2 additional units will be issued to unit holder

Should I enter this fund now?

FSM Bond - A New Continent For Investors [3 April 2017]

However, with the introduction of FSM Bond, investors could now have access to alternative investment tools to gain exposure to fixed income! FSM Bond serves as a platform for investors to purchase individual bond papers. Through FSM Bond, investors will have an additional option to invest into bonds issued by institutions directly, and enjoy some of the benefits that are not applicable to bond funds!

URL: https://www.fundsupermart.com.my/main/resea...pril-2017--8178

TAKEAWAY

All in all, Fundsupermart is pleased to present investors with an additional solution that could provide an anchor to portfolio stability. Unit trusts and direct bonds, as mentioned above are two very different types of investment products with distinct sets of advantages and limitations. For investors who are aware of their investment objectives, abilities, constraints, and understand the risks involved, individual bonds can be another option to opt for if they are seeking capital preservation and a steady income stream*! With the launch of FSM Bond, look no further for your desired bond purchase!

My heart can't take it..lol

East spring small cap fund close! Need quick invest before it close. Will put all my money there first.

Y so many fund close recently?

wah lao. you guys think this thread is spoon feeding thread ar. ask what to buy straight people give you answer. like that sure die lor when you dont make money, come here kao peh si boh say unit trust is a scam

Pink Spider (something he would say)

Im happy to get spoon fed knowing the risk 

You don't topup/buy a fund just because it's fund manager is not a woman 

Sorry to say but...

http://my.morningstar.com/ap/quicktake/management.aspx?PerformanceId=0P0000SVIH&activetab=Management

Manager Name Ken Goh
Mgr Start Date 2011-04-25
Biography
"Mr Goh is the designated person responsible for the investment management of the foreign investments of this Fund. He joined CIMB-Principal (S) in January 2007 as CEO / Director. Prior to joining CIMB-Principal (S), Mr Goh was Director of Investment and served as an Executive Director on the management team at APS Asset Management. From June 2004 to February 2005, he was Head of Investment Advisory, Asia for MeesPierson. Mr Goh has also served as Chief Investment Officer, Singapore for Allianz Dresdner Asset Management as well as Executive Director of Phillip Capital Management during its start-up phase. From 1994 to 2000, Mr Goh served as a Manager with the GIC (Government of Singapore Investment Corp). Mr Goh graduated from the National University of Singapore as Bachelor of Business Administration with a 1st Class Honors. He is a Chartered Financial Analyst (CFA) charter-holder since 1997. "