OPR mahu cut lagi...........

based on past 3 yrs performance,....it is negative correlated?
well just not sure if those past results will repeat itself...

to me, part of the below post looks appropriate to your worry

if u foreseen in future this fund will perform better, why dun now u start accumulate it (units) when it dip.....  

how many % of this fund is in your port?
how many % of this Pfizer is in that fund?

how many % of this BAD news about Pfizer will impact Pfizer?

do the maths, and maybe you will realise it is just better to just sleep on it since you had already started and paid the sales charges.

i just happened to find this latest article ....

Banks to feel impact of another OPR cut?
By YVONNE TAN
BANKING
Saturday, 16 Jan 2021
https://www.thestar.com.my/business/busines...another-opr-cut

   

just weird lo

If the fund NAV keep going up, many ppl will said now is All Time High (ATH), wait for the dip (or bubble pop) i baru in 

when the fund NAV keep going down, many ppl will said now the fund seen not perform well , wait a moment or find others fund that perform better. 

this two scenario keep rotating, sampai bila baru mahu in le....  

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If the NAV keep going up, when u top up, the unit that u get become less n less....when NAV drop, u afraid n stop top up, at the end ur accumulate unit become lesser compare to if NAV up i top up regularly as normal, if NAV starting drop, i top up again, dip again, i top up again, so the accumulate unit will become more. At that time just wait the fund perform well then u can harvest liao.....
that why must spare some $$$$ for u to top up 

that why we select the fund that we forseen good in future , if not perform well u cant blame ppl ma bcoz is ur choice....

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if cant sleep well, try put ur money 50% in MMF, 30% in FI, 20% in EQ (select 4 regional + Tech fund with each 5% /Asia ex japan,Msia,Global,Tech)
like this combination, sure u every night happy 

my opinion only......

just my thinking,....

with just 5% of that fund is in your port
normally a fund is mandated to hold x% max of a stock in fund

assuming your fund can hold max 10% holding of Pfizer in the portfolio of that fund
also assuming you have RM100 000 in your portfolio

so you will have RM5000 in that fund (5% of your portfolio)
assuming this Pfizer stock is 100% right off (bankrupt) ...it will only impact 10% of that fund...which is RM500 impacted (10% of RM5000)
a more realistic assumption is 20% drop of Pfizer price....so it will only impact your port by just RM100??

for the fear of a possible RM100 impact,......you will temporary hold on to any top up knowing and believing that, that fund has great potential when you bought it??   

just my thinking,...don't follow me....i don't know what i am thinking at times.

Anyone know why China A Shares MYR-Hedged funds are down the past week?

Which fund would that be?

anyone into healthcare funds?

But last time ada bro mention Quantum oledi change style n not actually small/mid cap.
This fund ok, but at last i go with affin asia select Dividend.
Last time i switch united global quality to united global tech, free, no charge at all.
U try compare, see same or not 😁😁😁

January is proving to be a crazy month. Almost 7% YTD

dang!!

just login in fsm and OMG

the profit is the single highest jump i ever see/remember

FC - My company Finance controller
Sorry for incomplete info

He advise for the short midterm investment.
In fact, I am using my EPF i account to invest, previously not touching any unit trust.
I pump in 200k initially last year 2020
Actually, make some good money on these u trust rather than putting in EPF.

Now become big appetite, and searching counter to go in, but price look like very high.
Kenanga Growth fund - 70 k - earn around 10% - sold
Eastspring small cap - 30k - earn 23% - sold
------
Principal Greater China 30k - earn 26% - sold 20k, remain 10k, now higher return of 55%
Principal AP Divenden 10K - keep till now
Principal aiiman 10k - keep till now
Principal Global titan 10k - keep till now
Principal far east consumer 10k - Keep till now
Hong leong AP dividen 20k - keep till now
Principal AP dynamic 10k  - keep till now

still holdings MY Equities?

Putrajaya mulls total economic shutdown after Feb 4 if Covid numbers don't improve, Eurocham Malaysia tells its members
Yiswaree Palansamy - 1 hour ago

KUALA LUMPUR, Jan 24 — Putrajaya is set to announce a total economic shutdown after February 4, should the number of Covid-19 cases in the nation continue to not show any improvement, the EU-Malaysia Chamber of Commerce and Industry (Eurocham Malaysia) said in a letter issued to its members.

A source linked to the organisation confirmed the authenticity of the letter with Malay Mail.

https://www.msn.com/en-my/news/other/putraj...y?ocid=msedgntp

 

those that is privileged to be not affected....prepare your bullets   

me?   

Hi,

Not sure if this is the right place to ask but I think many here are also invested UT using EPF.

Any of you redeemed and money back to your EPF account recently, how long did it takes?

I redeemed on 14/1/2020 and I still don't see any transaction into my EPF. I can't reach any EPF officer via the customer service line.

Thanks!