wah lao. stalk until like that meh.

first question need answering. what currency are we talking

my Manulife India returns have hit 21%. part of me is saying leave it there whilst another says cash it. oh dear Lord

I never really asked this but what's the use keeping profits in their paper form? I know skimming profits it's to lock it down but what about the other scenario where you leave it there?

Don't like that sifu. as they say the faster you climb the more risk there is that you fall.


I know about reinvesting profits but I never come across a proper explanation as to keeping profits the way they are as in paper form.

here's an example.

I suck at finding charts from Google so I had the off day to do this.



what am I saying now the "window" of performance you give it maybe the time it is underperforming but if you look at the long term chart the fund is actually doing alright. that's why we do not look short term but rather long term. I'm not in the finance industry but having a long hindsight helps.

55555 not sure if that was a compliment or a patronizing subtle insult. either way thank you!

yes. there's one slated to be opened either this year or the next. I was told by fsm staff

diew. I'm working on Saturday lah! fsm why you always have seminars in kuching on Saturday??

oh well. work comes first. topics covered are for the newbs

I was thinking locking in the profits and placing them in a stable bond fund. I'm just playing scenarios in my head why keep profits? do they gain capital appreciation by sitting there?

i know in stocks, you buy it cheap and let it go up and up and collect the dividends but unit trust is different as we do not get rewarded for staying long.

yeah this has been plaguing in my mind for a long time.

I'll think about it. then again I'm in this for less than two years so I'll just let my portfolio grow until my 100k mark then I'll be more active. right now I think I should worry about building my asset rather than keeping it healthy

Again another fresh discussion on eut....service charge...then later going to FSM sg.

Getting bored of it

I think I have reached zen in my UT investment. I hardly think about it, check my holdings and even come over to this thread.

Does it mean I have reached enlightenment and become a master? (tongue in cheek post)

cannot lah. need to spend on an engagement ring and proposal vacation in Japan this November. then there's filling my house with furniture and repairing the crack walls. then wedding reception summore. getting a wife is expensive

diew. adult life sucks. you got all the money but don't dare to splurge.

(lari topic for a little bit)

nah I'm a firm believer of not buying blood diamonds to fund child laborers in the mines. plus they are over priced pieces of rock that have zero value. luckily the girl I am marrying is a lover of gemstones.

All in all I got a carat aquamarine from Thailand for 800 myr and getting Sarawakian based jeweler to custom make it with germanic silver. no gold. no rose gold. none of those cancer stuff that you need to buff and shine every year.



getting something like this to be made.

for those interested can visit them
https://lnrartisanhandcraft.com

will try not to derail the topic further. hope this helps for those looking to invest in a diamond ring. some poor friend of mind had to spend nearly 10k on a 1 carat diamond and end up his girlfriend told my girlfriend she is afraid to show it to her lawyer friends because it's so small.

I told the couple (Elaine and Damian) that I am setting a budget for the ring and they can meet my expectations around that. she agrees that a valuable time piece shouldn't cost an arm or a leg and customizing one is better at representing the love shared amongst two person rather than going to Habib Jewels to buy one over priced jewelry that you are pressured to buy esp as a man. also they are international recognized so I'm proud of advertising them to everyone.

need to get rid of the notion if I spend alot of money on a ring it will represent my love. anyways let's not turn this tread into cupid. I'm always open to conversations via PM.

the way I see it a marriage is like an investment, you keep putting your time, money and effort into a gamble that the person stays with you and deals with the daily stuff they have to put up with while making sure you don't die from loneliness.

so yeah. it's a definite must have in every person's investment horizon.

then.... there's kids....

I tried reading on soft close and it's a bad thing when funds get too big? so what happens when it gets too big? sell the investments and give back to the investors? break the fund into two funds?

Correction is under way. there is profit taking going all around the Bursa and just recently almost foreign investors have scopped up almost a billion of Malaysian stocks.

Looks like Trump power is fizzling out.