Affin Hwang AIIMAN Asia (Ex Japan) Growth Fund
Affin Hwang Select Asia (Ex Japan) Opportunity Fund
Affin Hwang Select Asia Pacific (Ex Japan) Dividend Fund

I plan to go for dividend fund because it has a slight higher percentage on healthcare compare the others. What do you all think?

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This post has been edited by GrumpyNooby: Jan 7 2021, 11:29 AM

with a different of just 1.3% allocation between these funds.....

if you have RM10 000 invested in, you will have extra 1.3% or extra RM130 allocated in Healthcare sector

if the healthcare sector were to rise 100% .....while the others remains the same
your extra profit is just RM130 of your RM10 000 invested

if i were you, i would not be bother with this minute allocation details.

if you want healthcare from Affinhwang...try
Affin Hwang World Series - Global Healthscience Fund - MYR
or
Affin Hwang World Series - Global Healthscience Fund - MYR Hedged

This post has been edited by yklooi: Nov 8 2020, 12:02 AM


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I’ve checked but there’s no the above health science fund in the epf ut list

Health care stocks?

RHB Islamic Global Developed Markets Fund

There have been a lot of talks of green/renewable energy too apart from health care stocks.

blackrock sustainable energy fund. only available in fsm singapore but not malaysia.

following up from my previous posting,

i think there will be more "bang" for a RM 1000 cash purchase on United Global Healthcare Fund - Class A - MYR Acc
than a RM10 000 EPF buy of any of that 3 funds you mentioned if you want to go heavier into Healthcare sector

at just 4.5% of the RM10 000 invested with EPF, in Affin Hwang Select Asia Pacific (Ex Japan) Dividend Fund - MYR, you will just get involves with Healthcare by just RM450

but if just invest RM1 000 into this United Global Healthcare Fund - Class A - MYR Acc you will get yourself involved into Healthcare by a larger margin.

just my Sunday morning thought.


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Yes, this one covers US market up to 75% if i am not mistaken and heavy exposure to tech.

Alternative would be public mutual PGSF, but not appropriate to talk about it in FSM. Howver these 2 are the only one with heavy exposure to US market and allowed through epf-mis.

Disadvantage is switching fee for rhb (rm25) might need to be considered if you are frequently switching. PGSF is worst as switching fee is at 0.5 % and minimum rm50. But need to take perspective of zero sales charge, you already save a bunch from that if frequent switching is part of the strategy.

This post has been edited by backspace66: Nov 8 2020, 11:47 AM

PGSF switching fee at epf-mis RM100 since 0 sales charge. No more RM50

Thanks for the advice 👍
Will consider when I have the extra cash

happy or not see the market pop up this few days, after like 2 months of going sideways?

That is sales charge ,switching fee is not zero. Nevermind , i am just trying to give info. If dont want to believe or think you know better it is up to you.

I just wanna share what is written on the switching fee. Not trying to prove anything here. In terms of knowledge I’m a newbie. Yup it’s not zero but there’s a value of RM100 written there.

“You will be charged a Switching Fee equal to the difference between the application fees of two funds/classes. You will not be charged if the fund/class to be switched into has a lower application fee. The Manager may impose RM100 administrative fee for every switch made out of a fund/class”

Do you think Malaysia market also going up?

Was checking out Hong Leong Dana Makmur fund and I realize there’s a little bit more fund in my epf to invest. Or I should get RHB Islamic Global Developed Markets Fund?

i think it is better to first try to see what you lacking in your overall composition required in your UT portfolio?

this Hong Leong Dana Makmur is a Malaysia Mid/Small-cap while the other is Global Developed Markets.

what is lacking in your personally desired UT portfolio and it % of allocation?

This post has been edited by MUM: Nov 9 2020, 11:17 AM

For Malaysia market i have Eastspring Small Cap and for global market I already switched out my Principal Global Titans

since you have switched out Principal Global Titans, so now the final composition in your port is EXCLUDE global developed markets?
if you do not intend to have Developed Market in your UT portfolio, then do take NOT the Global Developed Markets as you posted earlier

since you have Eastspring Small cap in you current portfolio,
is the % to be allocated in your current portfolio is already full with this Eastspring Small cap fund?
if YES, don't take in that Hong leong Dana Makmur, if NOT yet full, then can still take it in till your desired % filled for the Small cap sector

This post has been edited by MUM: Nov 9 2020, 11:28 AM

I am in favor of Malaysia small cap. I kept about 10-15% exposure to Malaysia fund. I don't foresee any reason for Malaysia small cap to slowdown. Be reminded however, this kind of funds can have very high volatility.