What is not true? And how is a simple statement on compounding returns not true?

No doubt, the nav price will may be moving up and down daily, but if its net weekly growth maybe positive. It maybe negative growth for this week, and it could be net positive by the end of the month. It maybe negative for the month, and still be net positive for the year...

So say, the profit is trimed this month, and the fund's performance continues to grow next month... there is no compounded growth since the 'profit', that was already taken out, did not 'grow'.

Initially, the difference may not be significant , but compounded it 50 or 100 times over... Don't you remember what you qouted a few pages back on an example on what compounding can do on a smaller sum of invested money? (The smaller sum invested due to service charges.)

BTW. Why just trim profit? If you think the market will be bad in near future, might as well take all out. Just trimming the weekly or monthly or yearly profit of several percent is not going to help mitigate the negative growth on the remaining 100%.

By your thoughts of "skim profit and pump back when it is low", this shows that you have yet to begin any regular UT investments. Still a student depending on monthly allowance from parents?

so with you it's all or nothing then? in terms of taking it out.

Can please recommend which fund that invests in Gold and commodities?

When gold price tumbles and some reported loss of nearly 50% in this fund, the cursing started aloud.
Now this fund has turned into a blessing?
A little sarcastic perhaps!

Thanks! Would this kind of fund any better than if I invest purely in gold account such as from PB, CIMB, Maybank, etc....

AmAsia REIT seems to get more love here than MANULIFE ASIA-PACIFIC REIT.

Anyone want to elaborate on this ?

Manulife India Equity Fund seems to be on steroid lately. My ROI hits 8% within 3 months.    This is considered my best record.

A bit regret that I didn't pump in more money earlier.

Haha no no. What I mean is UT agents usually can recommend limited choices of funds depends on what fund houses they represent. And there are other funds that can easily top them in term of past performances history. So these multi millionaires people, of all people should know this fact right.

There are UT companies that I know they like to target these high net worth people. Maybe they don't have time to DIY their own UT portfolio and leverage on UT agents.

I'm starting to practice monthly top up. But seeing my portfolio hitting all time high week after week, fun but scary. Higher it goes, harder it falls.

Lol.

Now I'm having 2nd thoughts if I should stop monthly DCA. But who knows Asia market might continue to be on steroid for the whole year and I'll missed out.

Decisions, decisions

Any effects on malaysian stock market because of the murder of the N.Korean?

I am waiting for Ponzi 1, Ponzi 2, India, tech to cross the 12% profit mark then I run.

I am at 5%+

yes you are...but is he?
10~15% pa wor...isn't that a bit too optimistic?

I believed 10% is doable. (United asian HY bond fund a perfect eg) 15% if you got nerve of steels.

It's a AP bond fund which give 10% returns per year. Not as volatite as RHB ATRF
Min starting amount is rm10k. You got the moo? ?

Amasia returns pales in comparison to Manulife AP REITS  

So many sifus said the same thing at the same time......made me scare liao .......will be planning to see tonite how is the US mkts....if still up...will relinques alot of eq to fi....to hv a better sleep

I am now just hv a little % in Us.....planning to cut overall eq to fi...which is heavy in asia pac.....
Btw...if US mkts corrects./ bursts as expevted by many sifus.......i believes whole world will be knee jerked too...maybe the duration will not be the sane

This must be the most active thread in Lowyat. I don't think we need to monitor the share market anymore. Just monitor this thread. If it is very active, this means the share market is going up. 

When is a good time to take profit? To wait for Trump's 100 days honeymoon period to finish? Or to do it now?

If you are doing it now, how much profit to skim off? For the ultra conversative or kiasu, they will skim off all the excess profit.

For those practising Value Averaging, if your profit is more than 4% from 1st January 2017 until 31st March 2017, then to skim off the extra 1% profit ala Value Averaging style. This is based on the assumption that you intend to make 12% per annum or 1% per month. The percentage to skim off will depend on your targeted annual profit.

For those who think they have over invested in US, they may sell off certain funds completely.

P/S: The more elegant term seems to be portfolio rebalancing rather than skimming off profits.