blackrock sustainable energy fund. only available in fsm singapore but not malaysia.

My portfolio comprise of:
Amanah Syariah Trust Fund - 80%
Am China Shares - 15%
RHB Artificial Intelligence Fund -5%

Maybe too conservative?

hahaha actually i am around 30-35 years old.
i actually hv entered into some funds in fsm singapore which add to my portfolio in total the percentage is about 40%. All of my funds in Singapore are concentrated in equities. I have more interesting fund in Singapore.

Nikko Ark Next Generation Fund - 10%
JP Morgan Japan Equity Fund -10%
Blackrock Sustaintable Energy Fund -10%
Allianz China A Shares (which is also AmChina shares) -10%

Expected drop in RHB bonds

https://www.theedgemarkets.com/article/marc...shortterm-debts

RHB Artificial Intelligence Fund

RHB Artificial Intelligence Fund performs better than TA technology fund simply because the tech funds selected are much better than TA. both are feeder funds one managed by Allianz while the other Janus. As i know Allianz is one of top fund managers in the world but not Janus.

Let's see which fund performs better incoming year but i am very sure Allianz Intelligence Fund returns will surpass Janus Technology Fund. You can check asset under both fund managers Allianz EURO2268billion vs Janus of USD374billion. Just YTD alone Allianz Artificial Intelligence Fund return is 60% vs Janus of only 30%. You have to look at underlying securities. you must invest in tech funds that are growing in demand especially into cloud services which are disruptive in nature (such as tesla talking about autonomous driving, producing cheaper batteries) and not those into boring old apple, alibaba shares...

This post has been edited by ky33li: Nov 21 2020, 09:08 AM

RHB Intelligence Fund is the only disruptive AI Funds that i can find in FSM Malaysia. You have more of such funds in FSM Singapore. Unfortunately because of protectionist policy in Malaysia, we dont get to access to better funds overseas. TA also perform during the year but how much further can it go given its matured underlying shares like alibaba, apple...Other tech funds in FSM Malaysia are also into these kind of stocks which i find not so interesting.

Well that's an alternative for you but which foreign broker u use can easily allow u to deposit your money without charging remittance, handling or conversion fee? Have you taken those cost into consideration? some brokers even charge monthly inactivity fee. It depends on your preferences. for me i prefer diversification and I dont mind paying for convenience. Of course much better option is to buy foreign ETF but we dun get to buy directly here in Malaysia

hahs ok. like i say let see which tech fund perform better TA Global Technology Fund or RHB Artificial Intelligence Fund.

Due to covid 19, more people are working from home and the need to expedite digital transformation for companies. Hence the demand for data storage increases and also the relevant technology to upgrade existing infrastructure. That's why software companies are doing well and you can see demand for skills in data science increased. Tesla has the technologies to disrupt the way we live in future and we are talking about electric cars with battery cost so low that it can replace fossil fuel. I am not saying it will change drastically overnight but lots of things are happening behind the scene now. Even Singapore are inviting Hyundai to set up EV manufacturing facility. Remember what happen to Nokia phones? Kena tapao when smart phones are launched.

For Alibaba and Apple stocks yes no doubt they are great companies but they are also influenced by personal consumption. Their profits are determined when people spend more or less.

When you have better choice for tech funds why choose the conventional ones?

You can check out other disruptive technology funds for research your further such as Nikko Ark Innovation Technology and Blackrock Next Generation Fund. Go google nikko ark funds on youtube and you will understand the disruptive technologies are slowly changing our lives.

Yes disruptive technologies are already happening in previous years but covid 19 actually shake our traditiona business model where companies now can adopt work from home to reduce cost in renting or owning properties. Why do you think Warren Buffet bought snowflake which is another software company?

Many traditional jobs are going to disappear in coming years.

This post has been edited by ky33li: Nov 21 2020, 10:34 AM

https://www.thestar.com.my/news/focus/2020/...ow-its-changing

What did a I say about Artificial Intelligence? Even Malaysia job market require such skilled people as stated in the article.

Perhaps you should read about what data science is about? You look at current trend on E-wallets, finch companies or even e-commerce sites? What is most valuable to these companies? DATA of course!

Even Tony Fernandes sold data to raise funds for his current company AirAsia as the airline had so customer data.
https://www.thestar.com.my/business/busines...or-airasia-data

Why there is news on data leakages? or for that matter SCAM on consumers whether from telcos or banks? Because DATA is the most valuable thing now. If you master the skill of analysing these datas, you will be highly in demand in your job skill.

The demand for data has been on-going already it is just that due to Covid-19, company has no choice but to digitise its business operation, which also include handling of data!!! The language these days are IT programming language and if you are able to master this important skill you will have no problem in finding a job.

Like i said, traditional jobs are going to slowly disappear.... with more AI coming...

yes in fact i feel rmb will appreciate against MYR long run

https://www.theedgemarkets.com/article/dell...emotework-tools

Dell revenue rise due to increasing demand for wfh tools....

This post has been edited by ky33li: Nov 25 2020, 09:21 AM

actually it is the limited funds offered in FSM Malaysia though some funds have overseas exposure but they they are not managed by reputable fund managers. You should compare the funds in FSM Singapore then you will notice that FSM Malaysia funds are not that great.

This post has been edited by ky33li: Nov 27 2020, 09:27 PM

actually most fund managers in malaysia underperform we really cannot beat the likes of blackrock, allianz, jo morgan and etc.

amchina a shares, feeder fund managed by Allianz

i think this is the famous nikko ark innovation fund... it will be good if it is available in malaysia!!

it is worth it. i ady earn more than 20% for the one in sg past 3 months... 5k is worth it