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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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ericlaiys
post Jul 19 2020, 07:17 PM

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QUOTE(majorarmstrong @ Jul 19 2020, 07:14 PM)
hi all - can tolong uncle here
i am trying to understand a little how to invest with FSM
see for example this nomura i-income if i want to buy i need to buy 10k?

user posted image
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Yes, initial mentioning 10k
ericlaiys
post Aug 4 2020, 10:59 PM

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QUOTE(majorarmstrong @ Aug 4 2020, 10:35 PM)
who invest this?
user posted image
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managed portfolio. so far so good since March. It depend on your risk level
ericlaiys
post Aug 14 2020, 07:42 AM

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QUOTE(rojakwhacker @ Aug 14 2020, 07:21 AM)
This will affected all the unit trust fund related to it and the NAV will drop in this few weeks, correct? Is good time to invest?
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already start dca
ericlaiys
post Sep 10 2020, 12:11 PM

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QUOTE(domng @ Sep 10 2020, 11:05 AM)
Need to open Eastspring Investments account with a Unit Trust Consultant (UTC). That is the easiest way to invest into Eastspring using GrabPay currently. πŸ˜‰

Bond Fund regardless invest via FSM platform or through UTC same 0% Sales Charge. But then FSM do not take Boost or GrabPay eWallets as payment mode right?

Also don't forget to use the following to maximize your extra benefits: πŸ€‘
CreditCard/Bank transfer -> Top Up BigPay - > Top Up GrabPay -> Finally make Eastspring investments payment. πŸ‘πŸ»
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what is fees when buy and sell? dont think cheaper like FSM.
Dont tell me it is same as PBB. So far found FSM is cheaper as almost reduce middleman
ericlaiys
post Sep 10 2020, 12:34 PM

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QUOTE(whirlwind @ Sep 10 2020, 12:20 PM)
Same here, mine went down to negative πŸ™

My principal greater China the worst
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time to top up
ericlaiys
post Sep 16 2020, 04:11 PM

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QUOTE(Drian @ Sep 16 2020, 03:12 PM)
KGF is investing in Malaysia. How do you expect KGF to perform when Malaysia market itself is so bad.

If I'm not mistaken Malaysia returns was one of the lowest in 2018 and 2019.
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Invest when bad and will give good return. It will have high revenue when rebound.

This post has been edited by ericlaiys: Sep 16 2020, 04:12 PM
ericlaiys
post Sep 16 2020, 11:26 PM

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QUOTE(Drian @ Sep 16 2020, 10:06 PM)
The question is when it will rebound and if it rebounds will it be able to make up all the losses when it was bad.
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no one can answer u. if can, everyone rich already. it is on your own judgement to buy & sell.
ericlaiys
post Sep 18 2020, 10:45 PM

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QUOTE(alhn1 @ Sep 18 2020, 09:37 AM)
My Nomura I Income fund has gone down so much lately...sigh  .  bangwall.gif
Should I switch or should I just leave it?
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dont worry.
This unit trust has declared an income distribution which caused a drop in NAV. All distribution of income will be reinvested in units of the relevant unit trust. Kindly click here for income distribution announcements.

Date. Fund Name. Gross Income Distribution Rate. Net Income Distribution Rate Ex Date
Sep 17, 2020 Nomura i-Income Fund MYR 0.0033 per unit MYR 0.0033 per unit Sep 17, 2020
ericlaiys
post Sep 18 2020, 10:46 PM

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QUOTE(ericlaiys @ Sep 18 2020, 10:45 PM)
dont worry.
This unit trust has declared an income distribution which caused a drop in NAV. All distribution of income will be reinvested in units of the relevant unit trust. Kindly click here for income distribution announcements.

Date.              Fund Name.            Gross Income Distribution Rate. Net Income Distribution Rate Ex Date
Sep 17, 2020 Nomura i-Income Fund MYR 0.0033 per unit MYR 0.0033 per unit Sep 17, 2020
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Soon they will reinvest. just stay
ericlaiys
post Sep 22 2020, 10:30 AM

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QUOTE(GrumpyNooby @ Sep 21 2020, 07:33 PM)
The China growth story is not over yet
China's equity market has benefited substantially during 2020. While potential external events still pose a challenge to the economy, we look to share some points demonstrating the possible room for investors to ride on the country's growth story in this article.

user posted image

Takeaway
In conclusion, the China economy is likely to rebound decently going forward. While consumer surveys may appear to remain cautious at the current juncture, on the ground data hints consumption spending is recovering. Inflation risk stemming from a shortage of pork also appears to be muted. Looking towards the manufacturing sector, export figures may be better on the back of a rebound in manufacturing PMI. Coupled with a possible recovery in global aggregate demand, valuations moving ahead may venture to more reasonable levels.

For investors that are interested in gaining exposure to Chinese equities, they may take a look into our recommended funds. On the other hand, investors who are concerned about the impact of the tech war and wish to have limited exposure to the tech sector can consider investing in the RHB Shariah China Focus Fund, which has only an exposure of 4% as of the latest (July 2020) factsheet.

Fund link: https://www.fundsupermart.com.my/fsmone/fun...-Focus-Fund-MYR
Article link: https://www.fundsupermart.com.my/fsmone/art...s-not-over-yet-
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agreed. china will boom. But i invest on Principal china...lol
ericlaiys
post Sep 27 2020, 12:34 PM

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noob question: before buy fund. which is best place to park the money?
a) cash account or
b) RHB Cash Management Fund 2

what's pron and cons if park under (b) & use to buy unit trust. Look almost same for both

This post has been edited by ericlaiys: Sep 27 2020, 12:34 PM
ericlaiys
post Sep 28 2020, 09:48 PM

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QUOTE(coo|dude @ Sep 28 2020, 09:41 PM)
Do you guys use any app to monitor the NAV of all your funds? If so, which app?
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bloomberg app
ericlaiys
post Sep 29 2020, 08:35 AM

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QUOTE(cresender @ Sep 29 2020, 06:10 AM)
May i know if this is the correct principal greater china fund? Noticed there are different currency for this fund..

Mine is red till now since the day i bought.. is it because of wrong entry timing?

Continue to DCA?

user posted image
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no worry. i also bought this. got profit on june. now coming back in, even red, still continue to dca.
If u trust china market, then just continue dca
ericlaiys
post Oct 2 2020, 01:40 PM

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QUOTE(peigeng @ Oct 2 2020, 10:48 AM)
Then what should I do now in order for me to do successful top up?
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QUOTE(whirlwind @ Oct 2 2020, 01:31 PM)
Yesterday US announced stimulus, was thinking time for my Principle Global Titans to slowly moving up but then today Trump tested positive and there’s news of US stocks gonna continue to slide down
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yup. it is going down...
ericlaiys
post Oct 13 2020, 08:41 AM

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QUOTE(coolguy99 @ Oct 12 2020, 07:44 PM)
Ah I have been waiting for this... cool2.gif
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which is the best prs fund?
ericlaiys
post Nov 2 2020, 07:50 AM

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QUOTE(FAMNIG HJARTA @ Nov 2 2020, 07:23 AM)
I just noticed FSM now allows us to buy more than one managed portfolio. I just put in an order for a conservative portfolio minutes ago, since I already have an aggressive portfolio.
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Cool. It work similar like StashAway.
ericlaiys
post Nov 4 2020, 10:27 PM

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noob question. if i buy a unit trust via rhb cash management. Will it buy after redemption period of rhb cash management? Or already lock the price now while waiting for transaction to clear?

This post has been edited by ericlaiys: Nov 4 2020, 10:28 PM
ericlaiys
post Nov 5 2020, 08:27 AM

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QUOTE(GrumpyNooby @ Nov 5 2020, 08:22 AM)
Before the website revamped, during checkout at the cart, the old system will ask for OTP for transaction authorization.
Now, it looks like this OTP authentication is removed.
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still got otp. few days bought uT,got my OTP
ericlaiys
post Nov 5 2020, 10:41 AM

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QUOTE(GrumpyNooby @ Nov 5 2020, 08:45 AM)
I'm concentrated into sector based:

United Global Healthcare Fund - Class A - MYR
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just now i bought this unit trust. got receive OTP (using cash account & RHB cash management)

This post has been edited by ericlaiys: Nov 5 2020, 10:42 AM
ericlaiys
post Nov 10 2020, 05:37 PM

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QUOTE(GrumpyNooby @ Nov 10 2020, 02:03 PM)
I bought this fund on 5/11/2020 last week.
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I bought it last week. Guess what , initially I thought the price will be the date when i buy. But it is wrong. The confirm price is T+3 days. It reflect yesterday price. Mean i buy more expensive and it start to dropped. Do take note everyone on the price that u will get is after T+3 days.
I also notice on transaction history. Majority my bought unit trust is tag <priced> on last day on 3rd day. U can monitory from transaction record.

This post has been edited by ericlaiys: Nov 10 2020, 05:40 PM

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