for portfolio diversification purposes or to try to make some money in the next 12 months or try to make more money in the next 12 months?

Invested in one unit trust in Malaysia using EPF in second half of 2017.
As of today, 3 years later it is still -16.38%.
Timing do matter and some unit trust still losing money even after the long term. During mid 2017 -2018 , money was being pumped for the election so stock prices were at their high.
Really bought at the wrong time.
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What is the outlook on the local property sector amidst such challenging times?

As COVID ravages through the economy, the local property sector is similarly affected. However, there are some budding factors forming which we look to highlight in this article.

Takeaway
All in all, the lackluster equity performance of the Malaysian property sector has been contributed by the challenges faced for the past few years. While weak earnings appear to be a dragger to the valuations, the record low interest rates, initiatives by the government, and the decent demand for local properties are likely to provide the much-needed support for the sector. These positives may suggest further downside risk to be limited going ahead. As such, we are selectively positive towards the sector especially for developers with affordable housing projects which stands to benefit the most from these candies.

https://www.fundsupermart.com.my/fsmone/art...llenging-times-

while waiting for his response, i think maybe this...

Asia’s cyclical recovery is in full swing. Is it time to consider small caps?
The pieces are coming together for smaller companies in Asia
iFAST Research Team
15 Dec 2020
https://www.fsmone.com.my/funds/research/ar...Insurance=false

Looks like this one is more of big caps...
You need to see the top 5 or 10 holdings published in the factsheet to hv an idea

just not sure if you realised it....
just not sure if your risk appetite/risk capacity allowed it...
just not sure if you have other UT funds or have other investment platforms....

looking at the holdings that you have....
without looking at the % of each allocation into each funds.....looks like they are Heavy in Malaysia

agree, looks how KLSE performs compared to others. 

IMO the only playable strategy in KLSE now is collect blue chip dividend stock, anyway it is not UT related thou

i think its just a temporary rebound from overselling. i hope not, but think it is 😐

How much % you gonna top up in relation to the money current invested in that fund?
If currently I has 5k inside a China fund n now I gonna top up 100 into it,... For my appetite,.. I will Just top up

IMO, split the 15% into 3, invest the first 5% and monitor it, if the market going down and you are still confident with it, average down.

Thank you sifu. I split my fund into 2 and will enter if it dips again

the 4% is yesterday rebound, both china and hangseng.

Tencent currently -10%.
Many funds will be impacted

How much % you gonna top up in relation to the money current invested in that fund?
If currently I has 5k inside a China fund n now I gonna top up 100 into it,... For my appetite,.. I will Just top up
If I think the nav is gonna drop by anotherc10%,... I should focus on preserving my current 5k in that fund instead of fearing of losing 10 from my would be top up value of 100

Many china funds having diarrhoea 🙃
Still no light at the end of the tunnel