Welcome to the bear market!

indeed! anything on your shopping list ?

What do you guys think of Asnita bond fund and amdynamic bond fund ?

It is not though, if a person is no expert at timing the market and has no immediate use of the funds invested. No one has discovered any other formula for investing which can be used with so much confidence of success regardless of what may happen to security prices.

However , please do note that this is most applicable for broad market investing such as ETFs. Cause if the active fund you are holding has a bad manager and higher expense fees, then it will be worse.

Maybe i speak for myself but i think people do not hope for it to bounce back immediately but as long as it is going down, it is still a price cheaper than the day before.

If you guys who can time the market , please do teach me too ! i also would like to enter at the bottom and sell at the peak.

https://www.cnbc.com/2015/08/27/the-inspiri...timer-ever.html

That is exactly what I am saying. The average(and most 'pro' investors can't time the market . Hence strong discipline for DCA is proven to be good .

5 years is still quite a short horizon. And maybe I am mistaken but pretty sure the result would not be the same if DCA every month compared to a 5 year return chart.

Oh well, I agree with you regarding the certain bad funds as well but I also can bring up the best example. Just the s&p 500 .

Can try checking out Benjamin Graham's book

Ps, I agree there are certain pitfalls as you mentioned , DCA is most deal for ETFs or broad index funds . I can only tell you the result when going to retire

I agree too ! That's why it's healthy to have a ratio of bond funds . It's mostly for people who cant take the fluctuations of the markets and to prevent people from buying high and selling low.

Exaclty, but when can you tell the end of the market downtrend

Exactly, if you feel the market is cheaper than usual, increase your normal allotment so in a way you can 'time' the market !

Yeah, bad news after bad news.

Yeah its a good indicator of what the fund manager's think.

However i am not a fan of them putting aside cash as my belief is i put my money in their funds to work in equities.

I keep cash my own self ma, fund keep for me they charge almost 2% fee every month

Quite hard to time the market though..

Normal when market not doing well, look at the bitcoin and crypto thread last time and today

Oh oops ! Maybe the KL one next week will have more people from LYN

Nice! Which funds did you top up

Last I read that the biggest hurdle is regarding IP..

Hope the end of the trade war is near for all our sakes

Yeah, I disagree with fund holding high cash position to anticipate a downturn , best example, they missed the run up for the last 2 weeks

eh, unpinned already , that was quick

My turn to be unable to login FSM via Android app

+1 regarding opposing views.. I agree as long as you are young and have a stable income , a bear market/recession is good