For me, I'm planning to buy into the US based funds: https://www.fundsupermart.com.my/fsmone/fun...-US-Equity-Fund

This links to Principal Greater China Equity Fund: https://www.bloomberg.com/quote/CIMGRCH:MK

However, the prices are still rising so I'm not sure if it's really a good time to go in now?

Similarly, I see rising prices in RHB Big Cap China fund https://www.bloomberg.com/quote/OSKBCCH:MK

This post has been edited by Fledgeling: Apr 21 2020, 03:37 PM

I checked this morning and it's showing the price on April 20. So I guess you are right?



I am eyeing this Principal Greater China Equity fund but somehow the price keeps rising - not sure whether to go in or not.

We can see recovery in many markets like US & China for the month of April. I am a new investor who just started to dabble since March in very small amounts. So far, some investments have paid off e.g. Manulife REIT Asia Pacific +14% and United Japan Discovery Fund + 10%. I am wondering whether to sell off and take profit given this article below that believes current recovery will be short-lived. Thoughts?

https://www.edwardjones.com/market-news-gui...ekly-recap.html

Thanks for sharing. I have some sitting in Public Mutual too, maybe time to jump ship.
Just sharing, eunittrust 0% promotion has been extended to May https://www.eunittrust.com.my/Home/fund_promo
Originally, I was only using FSM but because of the savings in sales charge, I put some into e-unittrust. The platform is slightly less user-friendly as compared to FSM but I got used to it after a few tries. Note that there can be some technical issues on eunittrust - my investment amount was wrong (increased 3x from the actual transaction) but they fixed it in 1 day.

This post has been edited by Fledgeling: May 8 2020, 05:28 PM

I noticed many unit trust are similar across both platforms; however, FSM has more options to buy funds in international currency e.g. in AUD, USD.

This post has been edited by Fledgeling: May 9 2020, 03:18 PM

Are you referring to Manulife Asia Pacific Reits? May I know why you decided to reduce your Reits?

From my own experience:
FSM interface is more user- friendly e.g. it allows me to filter by type of fund, fund focus area etc
EUT can only be filtered by Fund Manager

EUT platform can be buggy (e.g. unable to transact - it hangs) and is slow to load sometimes

However, EUT is having 0% sales charge promotion until end May.

So, it's up to you to prioritise what is important.

https://edition.cnn.com/2020/06/14/investin...ocks/index.html

Since there is a drop today, I took the opportunity to top up on Principal Asia Pacific Dynamic Income Fund
https://www.fundsupermart.com.my/fsmone/fun...Income-Fund-MYR

Any views on how long this drop will last? I'm thinking of doing weekly DCA (instead of usual monthly DCA) due to high volatility. What I mean is instead of investing RM1k on the 1st of every month, divide it up into RM250 every Monday. Any sifus have feedback for me?

This post has been edited by Fledgeling: Jun 15 2020, 08:16 PM

If we place order before 3pm in FSM, it will be priced on that day's NAV. I called the FSM hotline to confirm.

In my case, it just so happenned that I managed to buy the 'dip' on 15th June and then when global stock markets recovered on 16th June onwards, I made a gain of 1.74% within 3 days.

Of course, this does not always happen.

Other investors have opined that DCA could be a better strategy.

Thanks for all the useful feedback. I think this is a good discussion with many different points of view.

No, I'm not on RSP - can you share more on how this works please?

Thanks for sharing, looks like a continuous 0% promo since 1 April until now Not complaining, though.....

https://www.marketwatch.com/story/dows-610-...ares-2020-06-24

Dow's 610-point drop now. It's been a bit of a roller-coaster lately. Waiting to see how Asian markets react today when the markets open. Any thoughts?

Nomura reducing sales charge? https://citywireselector.com/news/nomura-am...-range/a1373991

This is not reflected yet on FSM by the way. https://www.fundsupermart.com.my/fsmone/fun...iction-Fund-MYR

I wonder if it's a good sign or bad sign for Nomura to reduce sales charge?

My humble opinion is that the rise is due to all the government stimulus and also presidential elections in the US. Perhaps the true test will come in 6 months time towards year end. I'm wary of entering the markets now with such high valuations. Just wait and see..... just my 2 cents.

https://www.investors.com/market-trend/stoc...pfizer-vaccine/

FSM promotion of 0.5% sales charge is until 31 July (tomorrow) but it's a public holiday for Hari Raya Haji.
So, if I buy the fund tonight or tomorrow, I guess I will still get the 0.5% sales charge but the transaction will be priced on Monday 3 August? Am I right? Can any sifus advice?


P/S Yes, I am last minute buyer (waiting for price to go lower, today Germany stock market dropped) so planning to go into Principal Global Titans Fund. https://www.fundsupermart.com.my/fsmone/adm...etMYCIMB010.pdf


https://money.cnn.com/data/world_markets/europe/
European markets are sharply lower today with shares in Germany off the most. The DAX is down 2.38% while London's FTSE 100 is off 1.68% and France's CAC 40 is lower by 1.24%.

This post has been edited by Fledgeling: Jul 30 2020, 09:05 PM

I'm considering investing but still hesitating because the fund NAV seems to be at an all-time high currently (see trend chart below). Anyone still thinks it's a good buy?



This post has been edited by Fledgeling: Aug 10 2020, 02:31 PM

I'm interested to invest in some gold funds too (first timer). I have been reading up on FSM factsheets:

A)
RHB Gold Fund: https://www.fundsupermart.com.my/fsmone/adm...sheetMYRHBG.pdf
Invests in one (1) target fund. i.e. iShares Gold ETF

B)
RHB Gold & General Fund: https://www.fundsupermart.com.my/fsmone/fun...nd-General-Fund
Invests mainly in securities of corporations (whether or not listed on any stock exchange, and in any part of the world) whose business (in any part of the world) is or is substantially in the mining or extraction of gold, silver or precious metals (e.g. platinum, palladium, rhodium etc.), bulk commodities(e.g. coal, iron ore, steel etc.), base metals of all kinds (e.g. copper, aluminium, nickel, zinc, lead tin etc.), and other commodities (e.g. industrial minerals, titanium dioxide, borates etc.) and it includes the mining or extraction of oil, gas, coal and alternative energy or other commodities or other minerals.

C)
Precious Metal Securities https://www.fundsupermart.com.my/fsmone/adm...eetMYAMPRMF.pdf
Invests in a portfolio of global Shari'ah observant equity and equity related securities of companies engaged in activities related to gold, silver, platinum or other precious metals

D)
UOB Golden Opportunity Fund https://www.fundsupermart.com.my/fsmone/adm...etMYUOBGOMY.pdf
Invest in exchange traded funds globally where the underlying asset is physical gold.

My understanding:
A is putting all eggs into 1 basket which is 1 ETF

B and C are more diversified but invests in the companies engaged in gold activities so it is not only dependant on gold/minerals price but also on how well these companies are run and perform.

D is buying into multiple ETFs for gold


Am I right? Can some 'sifus' share the basis of their decisions which fund to buy in?

This post has been edited by Fledgeling: Sep 4 2020, 01:01 PM

Anyone agree that it is a good time to go into gold and related funds? e.g. Precious Metals Securities
https://www.fsmone.com.my/funds/tools/facts...t?fund=MYAMPRMF

Just read this article:
https://capital.com/gold-price-analysis-december-2020

Hi GrumpyNooby, due to this units split exercise, suddenly it's showing 20% NEGATIVE for me (vs positive previously). I do not DCA, I had a 1 lumpsum investment previously. Can anyone shed some light? Is it because the new units haven't been included yet?