FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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 Mar 19 2020, 12:05 PM
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#21
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya  
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QUOTE(Kaka23 @ Mar 19 2020, 11:45 AM) You rebalanced recently? i did do some minor DCA recently, don't think it help much. will probably wait for my FD to mature and put in more later after the market stabilize a bit. FD rate now pretty bad anyway. This post has been edited by Amanda85: Mar 19 2020, 12:06 PM |
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Mar 19 2020, 01:15 PM
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#22
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(hs_clover @ Mar 19 2020, 01:07 PM) Anybody still holding up to TA Global Tech and Kenanga Growth? my KGF -25%. no eye see |
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Mar 19 2020, 01:25 PM
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#23
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(ntdote @ Mar 19 2020, 01:23 PM) paper gain for the past 5 years wiped off in 2 weeks. paper gain, paper loss. i'm trying to look on the bright side that i don't need the cash now. |
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Mar 30 2020, 09:59 AM
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#24
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(Intimidated @ Mar 30 2020, 07:29 AM) I just bought the same portfolio last week I also have the same outcome, but with Stashaway. Just installed the app few weeks ago. fortuitous timing, seems like I bought the dip. Also set up RSP for the MP with the 0% subscription fee promotion. |
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Apr 3 2020, 08:55 AM
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#25
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(Arvinaaaaa @ Apr 2 2020, 09:48 PM) My managed portfolio is at -11.36% now hahaha. Currently throwing whatever spare cash i have into the portfolio. Lets hope for the best ya in the next 6 months. my moderately aggressive is at -10.9%, DCA small amount every week that hardly make a dent, but need to keep more spare cash in case company decided to start cutting salary if MCO get extended again. |
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Apr 30 2020, 10:41 AM
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#26
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(!@#$%^ @ Apr 29 2020, 05:53 PM) just want to tell u that, bond funds can go negative also. it is possible that you are withdrawing at a loss because of emergency. also depends what kinda emergency. if emergency hospital procedure like angiogram for heart attack or stroke, hospital will not proceed without deposit. u will not have time for a few days. hospital deposit can be in the form of credit, you don't have to front the cash.i don't know who said about investing emergency fund, but generally, 6 months emergency funds should liquid and be in a safe place, either FD at about 3% per annum or conditional high yield savings account. that being said, ultimately up to yourself what do u see as emergency and liquidity. just my 2 cents. This post has been edited by Amanda85: Apr 30 2020, 10:42 AM |
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Apr 30 2020, 10:54 AM
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#27
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(GrumpyNooby @ Apr 30 2020, 10:46 AM) Touch wood but how about funeral related expenses such as buying coffin and etc. not sure about credit for that because it was handled by the uncles, but for my grandparent's funeral, they only settled the full payment after receiving and calculating all the 'white envelope', is like how we practice for wedding dinner.Those shops accept credit card too? |
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Aug 14 2020, 04:13 PM
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#28
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(Drian @ Aug 14 2020, 02:53 PM) Invested in one unit trust in Malaysia using EPF in second half of 2017. i have this experience previously when i invested lump sum to Public Mutual using EPF money. never recover after many years. i have since decided that doing DCA/VCA via FSM by doing some minor monitoring is way better.As of today, 3 years later it is still -16.38%. Timing do matter and some unit trust still losing money even after the long term. During mid 2017 -2018 , money was being pumped for the election so stock prices were at their high. Really bought at the wrong time. [attachmentid=10553499] |
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Sep 10 2020, 09:35 AM
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#29
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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I remember the GrabPay ONLINEDEALS is only limited to 2 transaction per user. I already used up to buy themepark tickets.
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Sep 14 2020, 09:13 AM
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#30
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(GloryKnight @ Sep 13 2020, 04:35 PM) Hey y'all, anyone of you have used FSM's portfolio services? as explained, it depends when you enter and top up. I have managed portfolio since they started but i just let it sit there without top up. Sometime hovering between negative and positive, i thought it was worst than FD. this year did a major top up after the covid crash, manage to reach +12% for now.Hows the feedback from the ground? I am looking towards either a portfolio service like FSM/Stashaway vs a basket of FSM UT selections to make up my portfolio, then i will top-up yearly. Thanks for sharing ideas! Also started Stashaway this year after covid, also around 14% now. performance wise feel both same same. stashaway is relatively new, just hope they don't gulung tikar like the roboadvisor in SG. but i will stick to monthly DCA now instead of yearly top up. i think is a nice tool for ppl who don't know which fund to choose. This post has been edited by Amanda85: Sep 14 2020, 09:21 AM qt2100 liked this post
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Nov 1 2020, 09:46 AM
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#31
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Senior Member
2,232 posts Joined: May 2006 From: Petaling Jaya
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QUOTE(xcxa23 @ Nov 1 2020, 09:01 AM) nope, mine still at 1.25% i am silver too but my last transaction on 30/10 was 1.5% |
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