Sharing my intended portfolio adjustment to be done latest by mid of January. Not going to go specific on a particular country, so here it goes.

- Affin Hwang Select Asia (ex Japan) Opportunity Fund: 20%
- Principal Global Titans Fund: 20%
- United Global Quality Equity Fund MYR hedged: 20%
- Eastspring Investments Global Emerging Markets Fund: 10%
- the rest maintain in amanahraya syariah fund.
I think this is enough to cover globally. Any comment/suggestion on the allocation, from sifu sekalian? My each allocation less than 10K btw.
Thank you

Just my 2 cents, I am super cautious at this point about US in general. Markets are up just because of the money printed. Not due to stong earning. And many big investment managers are talking about profit-taking and rotating to the current extremely undervalued sector: commodities.

Honestly no idea which one to go for Malaysia, but will take a look at the recommended funds maybe. Also not thinking of going specific into REITS.

if small cap i choose Kenanga Growth Opportunities Fund
if big cap i choose Affin Hwang Select Dividend Fund

if got bullet i choose both

dont ask me why, 
i dun know ......

Why don't u see the charts for TA n Kenanga.
I only can comment is, others oledi recover after the dip, but TA recover so slow

its not my money, so I opt for lower risk.

epf self contribution not bad also, will tell her about this.
Ya, need to tread carefully lol.
Definitely will put a small percentage in higher risk funds, but 90% in fixed income maybe too much, maybe 50% tops.

If u oledi got tech fund in ur portfolio, why don't just skip the TA  small cap, financial sector oledi hit kaw2 by covid19, may b can consider kenanga small cap. But the volatility is high o, remember dca if wanna add

i think TA got foreign expose but Eastspring/Kenanga is purely in msia.
TA almost same with Eastspring in term of return (might b lower) but volaility higher than Eastspring .
with such high volality, i prefer kenanga.....
cut in short
TA got foreign expose
Eastspring low volality but return almost same with TA
Kenanga high volality (almost same TA ) but high return....

agree?     

people always said buy low (in Eastspring case if u believe it will pick up in future) sell high.....

u want TA if u like freely switch between TA small cap n tech fund? 

may b i will switch (with the help of credit system) some of the small cap to kenanga n slowly dca (bond to equity)

my opinion only, decision is with u......

TA jumped since Nov 

TA is
67% M'sia
5.33% HK
4.3% Thai
3.61% Aust
2.45% UK
16.6% in MM instrument and others

Because of the current probe by the CCP into Alibaba: https://www.nytimes.com/2020/12/23/business...st-jack-ma.html

Look at the 1 year trend on Alibaba share price

Both are already on the way up after the overreaction. These days you really got to be fast, but its not too bad cause we are not buying stocks but timing our dca

However Affin Hwang World Series - Global Disruptive Innovation Fund falling like crazy.

Unlicensed stock gurus on SC radar
By GANESHWARAN KANA
Thursday, 31 Dec 2020
In its Guidance Note on Provision of Investment Advice, the SC however said that not all investment-related activities require a licence.

“Generally, conducting trainings or seminars on stock trading would not likely require a licence from the SC.

“However, a licence is required if your training or seminar includes any material, content or if any of your trainers or speakers makes a statement that amounts to a recommendation or inducement to take action or position (for example, buy, sell or hold) regarding a particular class, sector, or instrument in relation to securities or derivatives, ” it said.

https://www.thestar.com.my/business/busines...rus-on-sc-radar

That bold statement points out training or seminars

Is forum like lowyat considered?

with a day to go.......counting the chickens before fully hatched......2020 was a roller coaster ride for my DIY port....
thanks to the last 2 months of mini rally.....my port at 50% in FI, 35% Reits and 15% in Asia Pac

MoM = +1.8%
YTD = +5.72%

moderate aggressive managed port
MoM = +3.38%
YTD = +16.84%

my Spouse PM port that is 52% in Global Eq + 38% in Asia Pac + 8% in Asean = YTD = +29.21%

Happy New Year everyone....may next year brings more HUAT but with lesser volatilities to ALL...   :thumbsup:

china deleveraging might be a negative news to china related funds.

Rakuten Trade: Investors shift to recovery play from healthcare related stocks

KUALA LUMPUR (Jan 5): Rakuten Trade Sdn Bhd’s research head Kenny Yee said today recovery stocks play was leading the way for investors as 2020 ended. He pointed out that there is a change in sectors that are now in the spotlight with the rise in plantation related stocks among others, and a shift away from healthcare related stocks.

Yee pointed out that global recovery post-Covid-19 is creating pent-up demand for most commodities.

https://www.theedgemarkets.com/article/raku...-related-stocks

i am increasing portfolio on china instead 

Any thoughts on KAF Core Income Fund? Why the exceptional return in Malaysia equities?

I'm GANESH KUMAR and not GANESHWARAN KANA.
Out of my portfolio of RM35k

these are my allocations.

1) Affin Hwang World Series - Global Disruptive Innovation Fund - MYR Hedged=14.28%
2) AmanahRaya Syariah Trust Fund=16.5%
3) AmDynamic Bond=19.00%
4) InterPac Dana Safi=8.57%
5) Principal Islamic Lifetime Enhanced Sukuk Fund=18.76%
6) United Malaysia Fund = 22%

now thinking of adding AM CHINA A-SHARES MYR HEDGED to my portfolio.
Need some opinions

I am quite heavy on Am China A Shares. I am of the view that China will be the key driver of economic growth in future. in addition, Amchina shares fund manager is actually Allianz, you can compare this fund outperform other China funds in FSM.

I thought you were reducing allocation into China region.