Friend Avangelice, the term Dragon fund, being a nickname assigned to CIMB Greater China fund may not be appropriate anymore because Manulife has launched a fund named Manulife Dragon Growth Fund. It may cause confusion.

Xuzen

Dear Sifus, I am trying to adopt a value cost averaging approach to my portfolio. How do you think I best do this? Top up every month on the fund in reds?

As i posted before, I am strongly optimistic with the US stock markets performance for the 1st Q of 2017 as investors are optimistic with Trump's promises.

Would he deliver what he said "Bringing jobs, increasing wages, tightening security, focusing on developing their infrastructure etc"

To get the answers to the questions above, one would have to let some time pass to know
You have decided to top-up your portfolio on a monthly basis ?

So do you top up your portfolio with RM1,300 every month or does the value differ ?

  when did you start investing bro?

So you don't like VCA strategy?
As much as many men here don't like to admit, dating nowadays can be costly.  Less money for dating means more money for investment.  Haha, but what's life without love?

u can do it bro. put ur heart (and brain  ) to it! i was disciplined enough to achieve it before age 30, so can u. 

My APAC REITS is the most underperforming one currently, at 1.7%.
It seems like it's probably going to be in the 4-5%range this year, any ideas whether I should switch.

https://www.fundsupermart.com.my/main/resea...s--10-Feb--7978

Key Points



1. We are still a long way from peak in the investment cycle.
2. There is little sign of economic excess globally :
a. underlying inflation is low,
b. spare capacity remains,
c. there is no sign of overinvestment;
d. credit growth is modest;
e. monetary conditions are not tight;
f. share market valuation is okay;
g. investors are not euphoric.

[attachmentid=8492647]

Investment Implications



1. while corrections should be anticipated – with Trump and upcoming Eurozone elections being potential triggers – we still appear to be a long way from the peak in the investment cycle.



2. non-US share markets and economies – notably Japan and Europe - are less advanced in their cycles and so provide opportunities for investors

Got this through my email by one of the fsm staff. looks like we aren't the only one feeling worried over the market

Aku pun belum beli 10 lots...aku ada 8 lots je

Why about using either constant dollar investing or value averaging to lock in the profits? Isn't that a better option than to cash out from a fund completely?

For e.g., for constant dollar investing, your equity fund portion is constant. Let's say you bought Eastspring Small Cap for RM10k. It has now increased 20%. You then transfer RM2k into Eastspring Bond Fund. Your EISC value is still RM10k. After 6 months, the market corrects and EISC drops 20%. You switched back all the Eastspring Bond into EISC free of charge using credit points. Note: Another variation of buy low, sell high?

Just my own thought. No right or wrong answer. Everyone has different investing style. 👍

I am not sure about others....but I think, at times this is also a very emotional affecting actions too.
I did that a few times....not a good feelings when you see the funds continued to rally for another few months.....days after days...the EQ and FI returns gaps widen....
but then, at times...I just felt so    when after I moved,...that funds corrected.....   oh-what a feelings....felt just like the fortune teller.

yes,...your suggestion is practical......and your comments on " No right or wrong answer. Everyone has different investing style" is correct too.  :thumbsup:

so is post by T231H ....
  :thumbsup:  RUN....RUN.... if you liked that.
it is your money and your choice...who knows when the BIG corrections is gonna come....

2016 kalah teruk, almost quit FSM totally. now recover a bit d, thinking of cashing out while still making money. shall I?

monthly mmg RSP. but whenever I see some drop in value of certain portfolios, Ill throw in lum sum. nth strategic, just luck

hmm...I dun have strategic plan. Just tot wanna run while making money

lotsa it not lum sum in the beginning. while on the way , keep topping up

for past 2 mths been trying to get out from pokemon mode, but still stuck in 20 funds from 26s...haha

most fund have very nice return in 1 st quater, too hesitate to switch.best switch last 1 mths plus was emerging market, 5%  raise in a month.

So far my portfolio consists of :
20% bond
22.5% Manulife US
10% Ponzi 1
22.5% Ponzi 2
10% Eastspring GEM
15% Kenanga Growth Fund

Should I reduce my exposure in Malaysia and allocate 10% each for China and India?

I think FD also instant liquid...insofar as my experience with CIMB clicks. Only that you lose the accrued interest should you withdraw before maturity. Maturity could be monthly for some bank's FD.

Gee.  Ready cash only rm1.
No credit card yet.
Few k in eGIA-i. 
Few k in asnb
Few k in FSM.

bro, the property is for own stay or invest?
u can always topup loan for cash.

strongly agree with the above though the season-ed property investor would not care...

PS: don't really need to argue about CMF vs savings account or CMF vs Fixed Deposit. it's a good tool to achieve a certain purpose. I have been using CMF as a tool to grow my savings as well. It is the parking place of my short-term savings, as well as transferring it to the equity funds when it’s time for me to invest.

While it takes 2 working days to liquidate, note that I am willing to sacrifice that over 0% in savings account or 3.00% for normal 1-month FD. When I accumulate enough, then I park it into promo FD giving me say 4% or something. Even that, it’s just for the cash I’m not investing. Even if I’m investing them, I still put them in CMF instead of 1-month FD before I move to other investing instruments. 3%+ is a lot for minimal effort.

sold some cash management fund via direct GIRO today at 1 pm. when is the fastest the money will be in my bank account

just a few days ago,...there was a mention of CMF vs FD.....
here now FSM tells you.....
How This Portfolio Out Beats Your FD Rate? [6 March 2017]
https://www.fundsupermart.com.my/main/resea...arch-2017--8077