Unit trust should be long term investment as it is different from stock. As long as you have picked a good fund with good fund managers, give it some time. Don’t even have to check back that often.

what u guys think of this fund:

-Affin Hwang Select Asia (Ex Japan) Opportunity Fund

I plan to invest 10k in it. 3 - 6 months or 1 year

If tis 10k is chicken feed...then go into just tis .....else...try go i to 2 funds (ex. Cimb asia pac xxxxxx)...for more diversification?

It looks more industry diversified. Probably a good one to reducing the exposure to Tech and yet keeping in touch with Tech lol (United Global has 30%+ in tech).


That's true, there's always no easy answers to choosing a fund. The best way i think is to rebalance the portfolio overtime to reduce the exposure and risk.

I read up and it seem that US EQ has the highest PE among other country and rated 2 stars unattractive from FSM. I think i might slowly reduce exposure to US EQ.

I still haven't decide anything yet, still trying to look around and finding a good fund to switch over (Or even keeping it as cash?).

Same for me too, i first bought TA Tech 2-3 years ago with some small top up in between and YTD hovering around +35-40% since early this year.

It get me a little concern now with that hovering and market sentiments, so i'm trying to think of which fund to switch over/cash out while my unrealised profit is still there.

Which Malaysia KLCI exposed fund do you recommend? Do you mean KGF?

This post has been edited by hong823: Aug 22 2018, 05:11 AM

...YES,..."He cares about and for the US market, and it is doing very well so far".....this I agreed 100% with what you mentioned

...but for this "After all, he is the US president not worldwide president".....i kind of also agree because he cannot control how CHINA manages its economy....
thus should we blame CHINA and not US for our portfolio tanking now if we are heavy in Asia pac?

the chart is self explainatory.




Attached thumbnail(s)

just saw this....

"Studying the monthly returns of the MSCI AC Asia ex Japan Index in August dating from 1988 to 2017, empirical data tells us that perhaps there is something seasonal about August.
Two-thirds of the time investors are likely to suffer a negative return during August, with median and average losses ranging from 4%-6% respectively.

Even if we exclude periods of turbulent markets resulting from the onset of financial crises such as the Asian Financial Crisis (1997-98), Dot com bubble (2000), and the Great Financial Crisis (2008-09), the results show that markets still tends to be in the red 60% of the time during the month.

What about the month September?"...read more at

https://secure.fundsupermart.com/fsm/articl...-iotw-17-aug-18




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is it a good time to invest into china now if i want to invest to those china funds like ponzi 2.0 for 5 years? Or should I invest more on USA funds like cimb great principal

if you trust FSM.....
see FSM star rating

"Star ratings are ratings FSM assign to various regional markets or individual country to determine their level of attractiveness to an investor assuming a 3-year time frame. "

https://www.fundsupermart.com.my/main/resea...tarRatings.svdo

It all depends , if trump put more tarrifs at china products then you can expect china and the whole world to go down .

the mobile apps so lauya.
want to see indices direct crash.

No point putting blame anywhere, the question should be how to make money, no?

I can only say in this case, go heavy in US? Titanic, TA global, that dunno what world fund?

This post has been edited by lee82gx: Aug 23 2018, 08:31 PM

why KGF when small cap down they down, but small cap increase, they macam no increase pun?

This post has been edited by ben3003: Aug 23 2018, 03:13 PM

Who is blaming? are they blaming?
yes, the question is a million dollar question....

they of course can't say in article.....

but it's either go big or go home during this year....

got one more meeting between cn and us at November.

our local market all eye on budget.

so yea....

2018... glad to be part of it.

Had to edit my post lol. Quoted the wrong post!

I fully agree with this statement. It is not the end of the world, if the price goes down. Think more than 5 years and think roller coaster. If you can't take 40-50% down for 2-3 years(worse case scenario), then equity UT is not for you. There are better investments out there.

........

50% for 2 years down.....

it's either you don't care your money, you filthy rich, or you just invest for the sake of invest.

you know now long for a super duper performing fund to climb back 30%?

or even 15%....

wa.... ini cara orang kaya main nih

If I invest the money I am not using for 20-40 years, then does this matter? I know on AVERAGE I will get between 8-10%(or even more) per year.

I know the part of the money I am going to use, I am going to put it some where safer.

Just to give a thought on (1) how one invests in the different financial instruments and (2) the expected risk of UT.

(1) diversification and allocation according to a plan are the two very important advice I have gotten. What are the proportion of money for emergencies, short term (1-2 years), mid term (3-5), and long term (6 and over)? Allocate the money according to the correct financial instruments by the time horizon and risk one can bear.

(2) Just because UT has been doing great for the past years does not mean it will be on a straight line trajectory. I am just highlighting the worse case scenarios. Bad things can happen (eg war, regional uprising see cimb principal MENA fund, trade war, subprime etc).

This post has been edited by ChessRook: Aug 24 2018, 11:07 AM

Just weeks ago,...there had been unhappiness among some of the investors whom had taken up the managed portfolio subscription...

FSM HK came out with this.....(too bad,...just in Chinese)

"FSM Managed Portfolios – 3 Problems Investors Face At Times of a Bear Market (Chinese Only)"
https://secure.fundsupermart.com.hk/fsm/art...nese-only-15004

Sep 18 looks promising for my port... Go go go!

Green green green.

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