recently only. Thats y thinking of cash out fast fast. But dunno which 1

I am hearing many people being scared about corrections and asking if they can bail out if it happens. the question is if you do bail out, how sure are if this is just a temporary correction and if it does correct would not recover after a year? so why panic?

going up very recent only. In fact most of it seems to be from the weakening ringgit.

what if it doesn't and it goes up to 40%? also heartache. lol

i c. I'm not interested in the stars at all. This is the virtual world, unless the stars can be redeemed as money then I'm interested

An observation:

For a one and a half year, Ponzi 1.0 went out of favour compared to Ponzi 2.0. Take note that Ponzi 1.0 buys into small and medium cap growth stock in the Asia Pac ex Japan geographical sphere. Whereas Ponzi 2.0 buys into defensive dividend giving stocks in the same region.

Now I see a reversal of fortune, that is, Ponzi 1.0 is coming back into forefront and Ponzi 2.0 is taking a backseat or breather.

What is the deduction from this?

If this trend persist, one can logically deduce that the growth cycle may have started, and risk appetite has improved and this means growth stock will be the coming thematic play. However, I caveat to take a plunge right now. We may have to wait a little while longer to see whether this trend is sustainable or plainly a short term trend.

You heard here first at LYN-FSM thread.

Xiuzen

Ding Ding Ding, Buy call from Xuzen!   
  But MY GE this year, so with Malaysia a big chunk in the fund..
 

  it's unsure, what will happen to either scenario during the election..

Btw why not invest in CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND - MYR  ?

[attachmentid=8553689]
Had been tried switch all Eastspring EPF consolidate in to Global Leader and Small cap but failed due to signature missmatched...

beside these, I also got AFFIN Hwang PRS GROWTH, requested transfer in, still pending.
and Just brought CIMB PRS plus Asia Ex Japan, good growth for 1 mths.

wish to switch out Affin SGD and Eastspring Japan. but look at it keep going up...I still observed, both also less than a year.

still more than 20 here.... had been switch 4 fund into amasia reit and emerging market.

I think you miss out Indonesia. She will be a powerhouse worthy to be reckon with.....

The dim sum, roti canai,  nasi lemak combo is not a bad choice

So far my portfolio consists of :
20% bond
22.5% Manulife US
10% Ponzi 1
22.5% Ponzi 2
10% Eastspring GEM
15% Kenanga Growth Fund

Should I reduce my exposure in Malaysia and allocate 10% each for China and India?

Mind telling more reg Turtle Strategy? I have read the Turtle Investor book before but can't really recall the gist now.
The one which left a deep impact in me was The Passive Investor. Lol.

It's almost the same as an ordinary portfolio? Except some people don't invest in REIT.

It is a money market fund.
It works almost like FD. Its yield is slightly higher than FD.
For most of us, it works like a temporary parking place upon selling our proceed before deploying to new fund if found any.

instant liquid will always be

cash in hand/ credit card  > savings account > fixed deposit / CMF > investment vehicles like UT and stocks>propeties

of course you are sacrificing interest with each tier you go lower. that's why I keep money in each tier so I don't have to sacrifice my returns.

800 in cash all the time.
16k for credit card limit
4k in savings.
10k in CMF
70k in stocks and UT
700k property to be sold if the need arises with loan against it for 414k

how u eat? hahaha

without a credit buffer, emergency cash cant cash out straight away leh..


I was once like you, straight CMF when allowance come, then withdraw a few days before needed..
But the hassle for a few cents.. 

Aren't you guys imagine too much ?

You can't flip property if there is no demand.

Gone are the days of easy flipping.

just a few days ago,...there was a mention of CMF vs FD.....
here now FSM tells you.....
How This Portfolio Out Beats Your FD Rate? [6 March 2017]
https://www.fundsupermart.com.my/main/resea...arch-2017--8077

wah lao. I'm impressed but at the same time I'm feeling a little disturbed by it.