CIMB Principle Greater China Fund use MSCI Golden Dragon Index -> dragon fund.

while Manulife China Equity Fund use FTSE All World Greater China Index -> more diversified with A/B/H/N/Red/P/S shares, should call something more world-wide appearance

Damn, intra switch between CIMB funds to target funds such as ponzi 2 and CIMB China also got 1 day lag !

Thanks!

Dear Sifus, I am trying to adopt a value cost averaging approach to my portfolio. How do you think I best do this? Top up every month on the fund in reds?

Tis may not work....cos if thst fund stayed in red for a year....then that intended allocation for that fund maybe unintentionally over allocated after a year....which maybe over your comfort zone

if you want to adopt VCA, then both your questions seems abit weird...

it's more like how frequent... and how much is your target.

VCA will still topup if fund is green.

VCA basically means you top up when the VALUE is cheap, unlike DCA where you top up on a fixed time period regardless of the value.

so now the question is how do you now the value is cheap? there are several methods to go about it, each have their own preference.

VCA is for the faint hearted, but worth it in the long run.

I think you need to fully understand the difference between vca vs dca. please have a read in this article
https://kclau.com/investment/value-cost-averaging/

This post has been edited by Avangelice: Mar 2 2017, 09:26 PM

Nice article on vca, thanks 👍

As i posted before, I am strongly optimistic with the US stock markets performance for the 1st Q of 2017 as investors are optimistic with Trump's promises.

Would he deliver what he said "Bringing jobs, increasing wages, tightening security, focusing on developing their infrastructure etc"

To get the answers to the questions above, one would have to let some time pass to know

You have decided to top-up your portfolio on a monthly basis ?

Thanks for the article. Now I have a better idea on how to top up every month accordingly based on my target value though the implementation would be tricky.

I been doing it since I started. DCA with whatever money I have as savings. trying to reach my 100k mark by the time I hit 30 years old in two years time.

So do you top up your portfolio with RM1,300 every month or does the value differ ?

when did you start investing bro?

as much as I can save and I do that by reducing unnecessary spending on a daily basis. some days I have 2k to pump in. some days I have 1.6k

lemme see after I broke up which was in late 2014? I remember my first purchase. Global Titans Fund.

I am still holding onto cash. Kind of too expensive to buy anything. Just look and see.

This post has been edited by Ramjade: Mar 2 2017, 10:23 PM

So you don't like VCA strategy?

As much as many men here don't like to admit, dating nowadays can be costly. Less money for dating means more money for investment. Haha, but what's life without love?

I use VCA as I find it wasteful to deploy my ammo when market is all time high. Unless you are chasing stock dividends...

I don't think I have the discipline to do vca. when it comes to crunch time would you place 16k in one lump sum after the 6th vca? the fear in me would nag at me.

nah man dating is cheap if you find the right girl who understands. maybe in Kuala Lumpur is different but back in kuching, you can spend zero cash by going to parks or a drive around town (no jam unlike BB) and also girls here aren't that materialistic.

Sweet man. You're my inspiration and I'm looking forward in reaching my 100K target too but that would take me ages haha