as of 13 Aug 2019, the YTD ranking in returns for FI funds with MYR class in FSM ....




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When in shits recession....debt papers may also hv higher chances of default, thus fixed income fund may also be risky right?
Fd perhaps?

what happened to Euro mkts?
while US was up last nite...
Asia was Green today
Euro is a lot RED now....


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Why?
Today news ...china is dumping in money to suport the mkts

many would yell....
the 3% pie had been harder to come by already.....
now the struggle for the food would really be in tenser going forward.

NOW 0% SC

but for many, it would be

from the site.....
https://www.fundsupermart.com.my/fsmone/art...through-i-Akaun



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there are always some exceptions...even in the Eq segment?


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Amincome fund is an example of the exception?

many said....FI and eq funds generally goes opposites way....have you check the performance of the equity funds since 19/8?




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as per yesterday's.....

btw...Nomura dropped 0.42% yesterday...thus total is 0.64% in 2 days.....but it had also been up >2.5% in 1 month.

just yesterday, there was a "sales" that is much better than those % of discount expected to be given during the FSM Merdeka promo

thus not just "make sure ready" with cash, but with steadfast emotion too

right or wrong to buy it now, will it go down lower next few months? no one knows and no one cares, as long as happy to buy it at that moment in time with the money one can spare.

as posted by

just don't be surprised if your Manu Reits dropped > 3% on 28 Aug......

or your AmAsia Pac Reits had dropped on 23 Aug too....

it is Ex date

I thought you had 4/5 yrs UT investing experience?
the last we read you had EPF-MIS EQ funds in you portfolio thru
CIMB Islamic DALI Equity Growth Fund
CIMB Islamic DALI Equity Fund &
Public Islamic Equity Fund

with about all of your funds in your port focusing solely in Malaysia only....I guess your risk appetite is more than your intended moderately risky appetite....

This post has been edited by T231H: Sep 17 2019, 11:52 PM

ok,....noted your reply...

here some articles that may of interest....
Not Sure How To Choose A Fund? Right This Way.
Shawn Teow Published on 26 Oct 2018
https://secure.fundsupermart.com/fsm/articl...-right-this-way

Search for the Holy Grail: Buying Low, Selling High?
Tan Chu Ren Published on 26 Oct 2018
https://secure.fundsupermart.com/fsm/articl...ow-selling-high

as you are currently I think is over focused in Malaysia, thus do try to see if this article can help or not
Idea of the Week: Do You Really Understand Risk Diversification?
https://secure.fundsupermart.com.hk/fsm/art...ification-14649

Mindsets for your investing success
https://www.thestar.com.my/business/busines...esting-success/

one of my favorites (copied from earlier forummer)
from Wong Sui Jau's blog....

"The most important advice I would give to anyone who hasn't started (be it man or woman) and is being held back is to starting investing now, but use a small amount.
Something you are comfortable with even if you suffer losses.
It can be as little as one thousand dollars because that is usually all you need to start investing into a unit trust.
Then, as you invest, you will see how markets and such affect your returns and you will be able to learn from your experiences without suffering too much heartache compared to if you placed your entire life savings into the market and lose half of it in a market crash.
The key thing is you have to accumulate investing experience. No amount of prior reading up and accumulating of knowledge can compare with actual investing experience which can only be built up by using your own money to invest.
You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times.
And learning from mistakes made is the greatest teacher."

FSM also has an article about India published yesterday....

India: What's with the fall?
In this article, we look to share with investors some of the possible reasons behind the recent volatility in Indian equities.
Tan Wei Yine | Published on Sep 17, 2019

https://www.fundsupermart.com.my/fsmone/art...-with-the-fall-

But in August alone Nomura raised about 2.5% in a month.......That to me is a lot too much for a bond fund

This post has been edited by T231H: Sep 20 2019, 03:36 PM

HSBC has this to says....
Instead of paying a "very high price” for negative returns in fixed income, Joseph Little, who helps run multi-asset teams at the U.K. firm, says clients should buy global equities. The economic pessimism priced into bonds is so high that even if the growth outlook improves modestly, the reversal in defensive assets could be dramatic, he said.

"The gap between equity and bond valuations is pretty extreme at the moment, ” Little, the London-based global co-chief investment officer of multi-asset at HSBC Global Asset Management, said in a phone interview. "There’s an awful lot of bad news that is being currently reflected in the pricing today of long-term government bonds. It doesn’t take that much to really cause a bit of a shock to current pricing.”

Read more at https://www.thestar.com.my/business/busines...UEqLJu5blcvk.99

try form a portfolio of funds....

2014 FSM Portfolio Construction Process
https://www.fundsupermart.com.my/fsmone/art...mped-Portfolio-

Forming a Portfolio
https://www.fundsupermart.com.my/fsmone/art...ing-a-Portfolio

Forming A Supplementary Portfolio
https://www.fundsupermart.com.my/fsmone/art...ntary-Portfolio

Alternative Investments
https://www.fundsupermart.com.my/fsmone/art...ive-Investments

Assessing Performance via Risk Metrics
https://www.fundsupermart.com.my/fsmone/art...ia-Risk-Metrics

The Importance of Rebalancing
https://www.fundsupermart.com.my/fsmone/art...-of-Rebalancing

on this....looks like this series 2 one is more diversified from the FF sept....only 55% in Malaysia + Asia
thus if want a more diversified fund then it is a good alternative between these 2, unless one want a M'sia only focused fund

there are just a handful of Reit funds in FSM....
either this or AmAsiaPac Reit...are often mentioned here
no you cannot view PM funds in FSM platform.....

maybe due to the large % of exposure and the amount of bond sukuk value?
previous June incident some funds NAV affected by -9 % in a day
https://www.fundsupermart.com.my/fsmone/art...hin-Half-A-Year


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see post 19169 while waiting for responses?
or try this per JULY?
https://www.fundsupermart.com.my/fsmone/art...ng-market-bonds

This post has been edited by T231H: Oct 24 2019, 09:56 PM