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This post has been edited by yklooi: Jun 9 2021, 11:36 AM

my BAD

then superb heavy in KAF tactical ? or just repositioned in the middle of Mar?


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I think There is a US small cap fund in fsm

ganesh1696,
unknown to alot of things about you that are related to investing,......
may i kay poh abit by posting something from my POV of as a non qualified advisor...

as per your 8 May posting ....
in EUNITTRUST you have
Affin Hwang WS-Global Disruptive Innovation Fund(MYR Hedged)=-8.50%

in FSMONE, you have
Affin Hwang World Series - Global Disruptive Innovation Fund - MYR Hedged=-16.25%

as per your 11 May postings, you have 24% of it in your portfolio
These allocation % is obtained through continuous DCA during arkk's price dip which began since mid FEB 2021.

since 11 May till 10 June ,...this fund has a returns of 7.66% and i think for the 11 NAV, it will add in another 1%

may i suggest that you try to observes or take note in the near future for the probably of the need to review your transaction history of your purchases during price dips since FEB,.....
if those purchases had made money,....take out the capital injected by switching them to Affinhwang FI funds but leave the profit inside.....
this action will (i think) reduce your % of holding in this fund so that you will have more bullets to top up without having to increase the % of allocation in it.
FSM has credit points so that your next switch back from FI will not have SC.

looking at this article Published on 09 Jun 2021 ,... "ARKK’s doubling down on some of its risky bets, coupled with a number of changes to its portfolio, ARKK updated its prospectus, removing a restriction that limits how much it can invest into a single company. , could potentially result in an increased level of risk for investors. It’s time to switch out of ARKK."
https://secure.fundsupermart.com/fsm/articl...digital-economy

This post has been edited by yklooi: Jun 12 2021, 12:43 PM


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it depends on the point of view and the objects under comparison ........ if only about comparing about sales charge and mgmt fees,...then the numbers speaks for themselves.

comparison .... just for shiok sendiri


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no DCA....
SA started in Mar 2021, lumpsum too

i failed miserably in timing the markets, and timing the trend of funds too.....
sometimes,..."BAD" things just happens without warning....
sometimes, the warning are there, but i just failed to see/believe them

This post has been edited by yklooi: Jul 1 2021, 10:48 PM

both,...lumpsum...
even if i did add in money (when i had surplus (seldom have surplus)),...the money added in is very little % to the amount already in there

while googling i saw this...
hope it can be of use for those planning about portfolio diversification....



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looking at the table
looks like so,...most probably treasury yield is in US while S-Reits is in Spore...
correlation of US bond to S-Reits is 0.6
while Correlation of US bond to US Riets is 0.9
Treasury Yield effect US Bond thus would relates US Reits more than S-Reits

This post has been edited by yklooi: Jul 11 2021, 08:43 PM

Cathie Wood too warned about it just few days ago

Cathie Wood: Everyone Is WRONG; A Deflationary Crash Is Coming (Not Inflation)
Jul 9, 2021
https://www.youtube.com/watch?v=6E0tpDmeHRs

did the FSM managed portfolio managers noted that?....
did SA coming reoptimization had something to do with that too?

that article mentioned that

"Managers are likely to use capital to cover this shortfall in natural income to maintain the fund's high payouts - a move that hurts investors as net asset value (NAV) shrinks over time, leading to reduced distribution levels each year."

i was wondering,...if Malaysia SC has this guidelines (as per image)
sourced from
GUIDELINES ON UNIT TRUST FUNDS
https://www.sc.com.my/api/documentms/downlo...37-42e51912d771

Singapore don't have some similar like that?



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while waiting for breakfast,....

i made this just for fun comparison....

if want to BET SnP500 without wanting to go to etf but stayed with UT.....i think can try this.


Disclaimer
All materials and contents herein shall not be construed as an offer or solicitation for the subscription, purchase or sale of any fund, product or services. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Past performance is not indicative of future performance.


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some additional info

also info on entry cost of funds

This post has been edited by yklooi: Jul 13 2021, 12:56 PM


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if you have 10 funds of similar correlated funds at RM1k each (ex: all 10 are Msia small cap funds)
if you sell 9 of them to consolidate it into 1 single fund....will mean you have RM10k in a fund

if you have RM100 to top up each month,....topping up RM100 into a fund with RM1k inside while the rest of the 9 funds you did not top up (if these 10 funds of similar correlated) VS topping up RM100 into a RM10k fund.....is it SAME?

0.9 will be considered HIGH enough liao

with a port that had been assumed to be 3~400k....
switching a profit of 3k to move to another laggard fund......

unknown to your actual port size or it actual % of allocation,...
if based on 300k,...you have only about 5 funds...
1 fund is balanced to 60k each ....(20% each)
if profit of 3k for a fund, then it is just....0.5% OVER the set value

if "the Modern Portfolio Theory ( MPT ), an rational / logical investor will keep a fixed percentage of each component of the individual part of his portfolio based on his calculated or perceived most optimum risk to reward ratio"....
what is the % tolerance of over/below the set value that requires topping/trimming to get the most optimum risk to reward ratio?.

This post has been edited by yklooi: Jul 24 2021, 11:01 AM

do not "blindly" follow what i just did....

i placed some bet with my pocket money into Eastspring Dinasti...

This post has been edited by yklooi: Jul 28 2021, 10:51 AM