dayum..
wipe out approximately 8k of gain 

time to buy (wait few days)

So what method are you using?

T 1 U  N 1 4 H S 3 N G!

I just top up on Monday ( 9th Nov 2020 ) RM 5,000.00 into AmChina-A Share, the RM 5K being the minimum top up value. Looks like I top up at the peak.

Xuzen.

nothing is permenant.

U r getting into the "omg UT suck phase" now....

That didn't take long....

so are China funds from this FHs

did not check whether all the gains from the rally from 2 Nov had been wiped out or not yet

yea i tend to agree with this statement   

not very easy ler to find a fund that consistently gives 5 - 7% every year and summore promise a minimum of 2.5%.

if not because of the 55 yrs old withdrawal thingy, i would have just dumped all my investable money into EPF. no need to bother trying to manage my own investments.

Principal Greater China Equity Fund - MYR drops another 1.76%

Dow dropped ~1% while NASDAQ dropped ~0.65%

Drop is good; an opportunity to buy more!
I won't cry for it.
But I'm curious why with the drop? Perhaps the rising cases in US is swinging the market mood.

One thing that might help - is to stop looking at news (contradictory I know)

Maybe then won't feel as worried and let emotions take control of your investment.

yes, especially when you took out money from EPF to invest

Nothing is easy. Since you've decided to use EPF fund to invest, just stick around and stop looking at news and continously switching funds. Even if returns don't kill you the switching fees (if any) will. Revisit your portfolio half a year (or a year, or two) later and decide if rebalance is needed or if direction change is required.

Emotions and Investment don't work well together.

U don't need to react to every news. The direction is always up. Pick a good fund n just look for buying opportunity.

Yes it is meant for long term but you're being affected emotionally in short term.
Irony I would say ... 

Yet, you're doing it again!
You're like singing Britney Spears song: Ops, I Did It Again!

bro - long term is about TENS of YEARS... not 1-2 years neh 

bro - when U look at short term, U see crazy stuff
iShares Russell 3000 ETF (IWV) which holds 98%+/- of US stocks


BUT when U zoom out - whatcha see?
steady climb up with a trip (dang pebble/shoe laces) here/there right?


U can look up other ETfs and zoom in/out to get a feel of what U should be focusing on and what NOT to be focusing on
eg. like driving - yes look ahead at the road in front BUT more important focus is getting to the destination, using whatever roads (if immediate road jammed) right?

whirlwind
Principal Greater China Equity Fund - MYR up 0.55%

even if your fund "maybe' the correct one for now (or for another X months)....it does not mean that it will stay the "correct" for ever.....

so, just hope that your "emotion" can "corrects" itself 

whirlwind Learn to edit and use multi-quote since all the posts are so short time frame in between.

Just a note,... By the time you realised  n updated yourself n confirmed that it was a good fund n switched in.... It may already at peak....
Some call that the perils of rear view investing....

No harm trying that as one can only loss time n some money

there is only a few common good funds that is always discuss here. most of the funds in fsm is cannot pakai one.

from time to time the senior here will discover new better performing fund n share in here. u can update your watchlist.

after a while u will get the hang of how to evaluate a good performing fund too.

in the begining just learn from others first before forming your own opinion. try not to bring any of your own misconseption into this. if u dont agree with others later on, go ahead n follow your own mindset. ultimately its your money. there is no right or wrong as long as u dont lose money. losing money is the biggest no no.

"Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1."

try out small amount first. this is you "life lesson fee" into investing your own money. even if u lose it. u wont feel so heart pain.

maybe you could run a long term experiment to test out this theory for yourself. it is sometimes easier to 'see it to believe it'. so say you got RM10k overall investable fund right now.

RM5k you put into a globally diversified large cap unit trust (Principal Global Titans?) and dump RM100/month or whatever inside. Don't change no matter the market up or down. We call this the 'boring portfolio'.

Then another RM5k (along with additional RM100/month), you do your own allocation (i.e. some in Large Cap, ASEAN, Precious Metals, Greater China, Healthcare, etc) and make constant adjustments based on your sources. We call this the 'active portfolio'. I guess kinda like what you doing now?

Check back after 5 years and compare the total ROI%.