Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed

Outline · [ Standard ] · Linear+

 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
ehwee
post Dec 3 2021, 04:28 PM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(MUM @ Dec 3 2021, 04:09 PM)
thumbup.gif  so basically, if want to have China and india
can get individual China fund and another india fund
or China-India Fund (as per RHB)
not necessary have to get those XXX Emerging Markets funds that contain India & China inside it + some other emerging markets,....

thumbup.gif
*
Hahaha, MUM. I am not quite sure if this is a good choice, if there is any China mix India fund from other fund house other than RHB, with at good 3 to 5 yrs past returns, I might consider them actually.

As holding individual funds of China and India means we need to have bigger war chest to ensure there are sufficient ready cash to topup whenever during market down turns

As I try to reduce buy and sell transactions to minimize the fund charges.

This post has been edited by ehwee: Dec 3 2021, 04:30 PM
ehwee
post Dec 3 2021, 04:44 PM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(MUM @ Dec 3 2021, 04:34 PM)
hmm.gif
capital 10k

option A  50% india fund, 50% China fund
means 5k in india + 5k in China
when india & china drops 10 % = 500 + 500

option B 100% in china-india fund
mean 10k in this fund
when both china & india drops 10% = 1000

when mkts down,...both top up may be same  hmm.gif
*
The thing is China and India market will not up and down coincidentally, like now China has been down trend yet India keep shooting up even Omicron can't really affect India market much, hehehe

At least we can let fund house manage and adjust the investing ratio between these regional market without us to have much headache if we invest in their china and India mixed fund.

This post has been edited by ehwee: Dec 3 2021, 04:45 PM
ehwee
post Dec 3 2021, 04:57 PM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(yycclin @ Dec 3 2021, 04:48 PM)
Just for discussion purposes,  i hold some RHB Funds
( some are from other fund house ) and it looks like average quite
good in performance  nod.gif

                                                                        Profit-%
RHB Global Artificial Intelligence Fund - MYR Hedged 71.91
RHB Shariah China Focus Fund                                  19.13
RHB China-India Dynamic Growth Fund                -1.69
RHB Gold Fund - MYR                                                -7.82
RHB US Focus Equity Fund                                  14.83
RHB-GS US Equity Fund  19.96
RHB i-Global Sustainable Disruptors - MYR Hedged* 4.36
*
The RHB Global Artificial Intelligence Fund seems perform well 👍

Yet other funds might still underperforming if compare to other similar peers like this





Attached thumbnail(s)
Attached Image
ehwee
post Jan 4 2022, 10:43 AM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(yklooi @ Jan 3 2022, 08:37 PM)
Just for Shiok sendiri....
my 2021 happenings ....... got  thumbup.gif , got also  vmad.gif  and also got cry.gif
biggrin.gif
*
Your PM funds bear good results, may to share which PM funds you invested in?
ehwee
post Jan 4 2022, 09:50 PM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(yklooi @ Jan 4 2022, 11:50 AM)
Global select
asia ittikal
Southeast Asia select
*
Thanks for sharing, Global select fund is a good one that I used to have. But I am totally quit PM currently 😑
ehwee
post Jul 7 2022, 08:36 PM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(LoTek @ Jul 7 2022, 03:23 PM)
historically im very scared everytime fsm makes a good offer: market usually dips after tongue.gif
*
I second this, most of the time I also realized after taking the FSM promotion, those funds will drop deeper on the following weeks, hahaha yet FSM usually said on their promotion write-up that the funds list offered on their promotion have great past records and expected to gain in future terms.

I don't quite believe on their words as looking at their managed fund results also not convincible......
ehwee
post Sep 5 2023, 08:06 PM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(Sitting Duck @ Sep 4 2023, 10:54 PM)
Sorry bro. I don't have IBKR and never done a comparison.
For me IBKR is complicated (opening IBKR account, foreign bank account , transfer money, lump sum investment). I did read up the guide given in another thread but it was still complicated for me.

When FSM introduced ETF RSP with 0 processing fee back in 2021, I jumped into it immediately since it was my first and only opportunity to invest in US ETF with limited amount of RM I have.

I've no plans nor much time to study market. Just planning to DCA monthly, like a force saving.
I'm hopeful the return would be better than FD by the time I retired.

Since I'm already DCA'ing into VOO, I'm planning to apply RSP for SMH.
*
I also thought IBKR is bit complicated for me, having a unofficial bypass solution to use IBKR is a troublesome for me, just wonder why IBKR don't apply necessary permit or license from BN, or what are the reasons why BN doesn't recognize IBKR?

How is your ETF RSP experience with FSM btw, are you earning now? can share with us, thanks.
ehwee
post Sep 6 2023, 05:48 PM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(Ramjade @ Sep 5 2023, 10:36 PM)
If you are not doing options, no point buying voo as you lose 15% in dividend tax. If you buy via LSE, you only get tax 15% Vs 30% for VOO.
*
This is good point to be considered. wink.gif
ehwee
post Sep 25 2023, 01:29 PM

Value Our Living Spaces!
*****
Junior Member
790 posts

Joined: Sep 2013
From: Selangor
QUOTE(Drian @ Sep 25 2023, 09:15 AM)
Total
*
Better put in EPF, no point.
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

7 Pages « < 5 6 7Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0709sec    0.53    7 queries    GZIP Disabled
Time is now: 2nd December 2025 - 11:54 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.