Doing fine, can SWAN - sleep well at night since I dont worry about that shares any more. Market now is too nervous, very sensitive knee jerk reactions with good and bad news. Not the sea I want to sail in now. But preparing for calmer sea or ocean after this storm.

By the way, what is ATH?

Any feedback on the 10% dividend tax I asked earlier?

Cheerio.

P/S  Why uncle, and not bro or sis? Ha.

you may try for Maybank iSAVvy saving account. google it, its for opening a saving account in Maybank Singapore but not sure if it economical.

...tq for offering this info, bro,... :thumbsup:

hopefully none of my M'sian focused UT holds....MAS or Airasia X

Malaysia's air safety rating said to be downgraded
published : 11 Nov 2019
https://www.bangkokpost.com/world/1792004/u...ing-say-sources

The US Federal Aviation Administration (FAA) has downgraded Malaysia's air safety rating, restricting the country's airlines from adding flights to the United States, four sources familiar with the matter and a US government official told Reuters on Monday.
The new rating means the air carriers from the country cannot start new services and are restricted to current levels of any existing service to the US. The carriers would also be subject to additional inspections at US airports.
At present, the only Malaysian airline route to the US is AirAsia X Bhd services from Kuala Lumpur to Honolulu via Osaka.

need property in singapore? or is for malaysian to open account?

but.. but.. protests still ongoing, trade war not moving, rates are low everywhere, everything seems to be not much different from few months back, if not worse, sumore gold price keep dropping, what is happening 🤔

Thanks for sharing your opinion Hansel. Opening a SG bank account today is not impossible, but definitely difficult for Malaysians not working in SG.

The exchange rate for SGD to MYR has been steadily increasing, with SGD increasing in value and MYR depreciating. With regards to the current political scenario in Malaysia, I have little faith that MYR can catch up to SGD. People are looking to park their assets out of the country with the gloomy economic outlook in Malaysia.

With fintech services offering lower and lower conversion fees, I guess the cost of overseas investment has gone down.

I agree that the Singapore investment market offers plenty of alternatives, compared to the Malaysia market.

Buying prs for tax relief purpose. No choice.

Anyone got the TnG reload pin already?

Guys what are you buying now?

Sold some stuff, now cash sitting in CMF waiting for the next undervalue unit trust.

maybe they are also practising like the 2 below recent posts?
   
some investors of their Managed portfolio does not   like to see a lot of paper losses, they have to cater for those people too....

some people just like that.....
some people cannot do that investing thing
just like there are still people paying for 5.5%sc for each buy

I think they have to managed the composition of the portfolio according to the investor's selected portfolio type.
there is only a certain leeway for them to switch....they have to maintain the FI and the EQ ratio for each portfolio type.

Anything good to DCA nowadays? Already have CIMB Principle dynamic income

No one has love for noruma I income fund?

Dumping money in SAMY could have double edged sword now.
The USD-MYR is not favourable to us.
The RM 250 that I dumped in yesterday converted into < USD 60 compared to last month.
With depreciating MYR and plunging US ETFs, it is like a suicide.

TA Tech discounted sales going to end soon... time to buy some

IMFO the ones worth looking at are global funds like Principal Global Titans Fund, Public Global Select Fund, local UT is a big no no to me