I am curious...bcos the irr dropped too drastic compared to the roi......normally i see is irr moves alot slower than roi

Market rebounded liao... darn it. Cepatnya the trough is reached.

Those who wants to buy at the lowest, sorry, lowest just by-passed you.



This post has been edited by xuzen: Feb 14 2018, 02:31 PM

Japan market still not lowest yet...

I wonder if RSP in FSM still as usual tomorrow. I think its inconsequential this few days with regards to the dip.

I want to top up. But no more bullets...
Bullet used during the 0% sales charge....

US market up more than 1%.. guess time to move in my FI to EQ now

maybe it is a good thing.....
anyway there is and will be another time to do it
but as for now, keep some money in the pockets and go enjoy Chinese New Year festivities with friends and family members

what? you really wanted to do that?
what happened to the past week fear of US treasury yield rises that caused the borrowing cost to goes up that caused the mkts correction?

"U.S. consumer prices rose more than expected in January as Americans paid more for gasoline, rental accommodation and healthcare, further raising inflation concerns and the prospect of the Federal Reserve hiking interest rates more than initially expected. That drove U.S. Treasury yields on most maturities higher on Wednesday, with those on benchmark 10-year notes hitting a four-year high. "...read that in the web just now...

playing devil's advocates

This post has been edited by MUM: Feb 15 2018, 10:45 AM

Just able to top up a bit since cny using to much money already plus last time the 0% sale charges top up

APAC and US markets has make a U turn from the 10% downfall now, let's see what happens after CNY.

Investor might take more actions after all dust clearing out. Hopefully it will be a good one.

Happy Chinese New Year everyone

This post has been edited by ehwee: Feb 15 2018, 01:26 PM

This year did not receive fsm red packet :'(

Lat year almost top up 20k also not qualified...

my sis small fish < 2k also dapat, check yr address..

probably lost in transit

Every year also get, this year until today also nothing...

They sent to mailing address

Anyone can give my recommendation here? Let say I has 10k now for investing, it is wise put in 1k in prs (to earn another 1k) and another 9k in kenanga growth fund. Should I diversified more even I got small fund? Or any better fund for passive investor like me? Thanks

PRS is for tax reduction purposes usually

UT better be safer to diversify more funds I think.

Pos Malaysia use already..
Maybe can go their office to get today..

Last year, i received the red packet from FSM AFTER CNY.

Sure boh?
Hang Seng had been up +5% since this Monday, DOW ind had been up 4.4% since this Monday. Today is the 4th rise day.
Index almost recovered 50% of the loss last week.

I switched in my FI to EQ on 06 Feb and 09 Feb, both of them are earning now.

Normally, people buy during bad days and sell during good days. But, you are doing the reversed way, good luck. to you.

I think the lesson here is don't time the market. It is almost impossible to guess when it will drop or up. Just sit tight and do DCA while enjoying CNY