https://www.klsescreener.com/v2/news/view/7...ruption_scandal

and that is not the 1st time....
https://www.google.com/search?ei=eKc5YLvPGc...Q4dUDCA0&uact=5

i think this still applies to FM...
Past performance is not necessarily indicative of the future or likely performance of the fund or its fund manager.

human resources can be changed or replaced.
human resources can be asked to change by his/her upper boss(es) too

just pulled the trigger
and also switched 15% of my port value from Reits to Greater China....

** do not follow me,...i may not know what i am doing....**

you may have "escaped" the trip/fall this time,...what about the next bumps or potholes?
what about when your accumulated DCA sums + profits had grown over the next few months and then potholes happened without warning?

thus, just review your suitability or your risk level selection in Stashaway or risk rating selection of your unit trust funds, the composition ratio of your asset classes, the level of diversity of your portfolio and your % of allocation in those higher risk/focused funds if any.
just be honest to yourself, no right or wrong...it is individual's preferences...

Yes...
Thinking of trying to compensate my reduction of income from lowered epf rate...

Thus trying to nudge up my risk level.... Standing by my blood pressure pill already... 😜

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shiok sendiri time....

while both my own DIY and Managed portfolio dropped approximately less than 1% MoM, my spouse PM portfolio's Up abt >4%


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for that,...are you talking about lump sum for 1st time investors or
regular top up (DCA) like most here are doing to accumulates assets?

according to this latest FSM article....about Strategies for rising inflation
https://www.fsmone.com.my/funds/research/ar...ation?src=funds
try Energy & Financial stocks

previously, some mentioned,...

as we cannot see the future thus unknown of how the directions of the markets gonna be....
when faced with that decision.....then the on hand 0%SC is the "right" option to take

just don't buy only those because it has 0%SC,
buy those that that suit your risk and portfolio allocation,...be it 0% or 1.5%SC.
when to buy?....when you have money that you will not need to touch for few years


This post has been edited by yklooi: Mar 3 2021, 12:22 PM

i could be wrong,. but it seems like your are implying that a fund will have more potential to rise due to lower NAV...

Price cheaper after distribution than before distribution thus more people will buy bcos it is cheaper now?......like annual year end sale of "toilet paper", my spouse would go collect.

This post has been edited by yklooi: Mar 4 2021, 12:00 AM

that should be the condition.....payment must reach...not only the transaction time

how % are you having her fund in your portfolio?
what is your targeted % you want hold in your port?

Portfolios in ratio wise...PM:FSM??
at 7.5%,..targetting to 15%
i only 5%, targeting same 5%

alamak...just placed some betting $$ into Ta Global and RHB Shariah China focus today...
1 month, just 1 month....else

my take as a non qualified advisor....just Friday morning grumbling....

HOLD, when you don't need to touch that money for the next few year and if you don't have anymore spare money to invest and expects that your holdings will pick back up in the next 6 month or so ...
BUY, when you don't need to touch that money for the next few year and if you have some more spare money to invest and expects that your holdings will pick back up in the next 6 month or so ...
SWITCH to FI, when you don't need to touch that money for the next few year and if you don't have anymore spare money to invest and expects that your holdings will NOT pick back up in the next 6 month or so ...
SELL, when you need to touch that money for the next few year and if you don't have anymore spare money to invest and expects that your holdings will NOT pick back up in the next 6 month or so ...

in the meantime, take note of your emotional pull that comes from market ups and downs and learn how to handle your emotions during these times....then readjusts your funds selections and the % allocated to each of them in your portfolio ....then take appropriate action to realign your portfolio to suits your real you.(if have to go seek professional advise)

just a snap shot of the performance of my port YTD,

after 2 weeks of bearish markets, both my DIY and FSM managed port are still +.....
looks like the current bear is still not strong enough or not long enough?

hope you guys are still on the + on YTD basis

happy investing


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yes, so is in my port has only 5% of AH Global disruptive fund, while my China and Asia pac are still + YTD....

even my FSM Moderately Aggressive port are still +.

looks like the current bear only eats at certain sectors / countries?

need to explore more then

hope YTD is still + also